A Girl of the Commune

by G. A. Henty

"Dr. Edwards looked in here as he was driving past to tell me of it. Had we any money in it?"

"I wish that was all, it is much worse than that, sir. Your father was a shareholder in the bank."

"He never mentioned it to me," Cuthbert said, his air of indifference still unchanged.

"He only bought shares a comparatively short time ago, I think it was after you were here the last time. There were some vague rumors afloat as to the credit of the bank, and your father, who did not believe them, took a few shares as a proof of his confidence in it, thinking, he said, that the fact that he did so might allay any feeling of uneasiness."

"I wonder that you allowed him to invest in bank shares, Mr. Brander."

"Of course I should not have done so if I had had the slightest idea that the bank was in difficulties, but I was in no way behind the scenes. I transacted their legal business for them in the way of drawing up mortgages, investigating titles, and seeing to the purchase and sales of property here in the county; beyond that I knew nothing of their affairs. I was not consulted at all in the matter. Your father simply said to me, 'I see that the shares in the bank have dropped a little, and I hear there are some foolish reports as to its credit; I think as a county gentleman I ought to support the County Bank, and I wish you to buy say fifty shares for me.'"

"That was just like my father," Cuthbert said, admiringly, "he always thought a great deal of his county, and I can quite understand his acting as he did. Well, they were ten pound shares, I think, so it is only five hundred gone at the worst."

"I am afraid you don't understand the case," Mr. Brander said, gravely; "each and every shareholder is responsible for the debts of the bank to the full extent of his property, and although I earnestly hope that only the bank's capital has been lost, I can't disguise from you that in the event of there being a heavy deficiency it will mean ruin to several of the shareholders."

"That is bad, indeed," Cuthbert said, thoroughly interested now. "Of course you have no idea at present of what the state of the bank is."

"None whatever, but I hope for the best. I am sorry to say I heard a report this morning that Mr. Hislop, who was, as you know, the chairman of the bank, had shot himself, which, if true, will, of course, intensify the feeling of alarm among the shareholders."