The newly married couple returned after another three months wanderings to London, near which they shortly after took a pretty villa.
They were unfortunate in their children, having lost all they had when quite young, with the exception only of their youngest daughter Carry. Had Stephen Walker continued to live quietly upon his income all might have gone well; but his wife was an extravagant woman and a miserable manager, and Stephen, who in money matters was helpless as a child, soon found that his expenditure was greater than his income.
The idea of remonstrating with his wife or endeavouring to curtail the household expenses never entered his mind; the only plan which presented itself to him was to increase his income. To do this he took to speculation, and to the most hazardous of all speculations, that in mining shares; hazardous to anyone, but most of all to a man like Stephen Walker. As might have been anticipated, his operations were almost always unsuccessful. Indeed in the way in which he conducted them it was impossible that it could have been otherwise. He bought shares in mines when they were most prosperous, and stood at the highest point in the market, and directly any reverse or depression took place, although perhaps only of a temporary nature, instead of holding on and waiting until the mine recovered itself, he would rush into the market and dispose of his shares for what they would fetch. It may therefore be readily imagined that Stephen Walker’s fortune melted rapidly away, under his repeated and heavy losses, and the extravagance of his wife. The latter although she would peevishly remonstrate with him, not as to his speculation, but on his losses, had not the least idea of suiting their expenditure to their decreased means. And so things went on from bad to worse, until at last the end came. A mine in which he had invested far more heavily than usual under the influence of the brilliant prospects held out, and the advice of a friend, collapsed, and that so suddenly, that Stephen had no opportunity to dispose of his shares. He was placed on the list of contributories, and called upon for a heavy sum for the winding-up expenses. Then the crash came, and Stephen Walker found himself possessed of only a few hundred pounds and the furniture of the villa. This was sold, and he removed with his wife and his child, then about seven years old, into small lodgings. Here for a year his life was embittered by the reproaches and complainings of his helpless wife; at the end of that time she died, and left a great blank in his life. He had been blind to her faults, and had accepted her querulous reproaches as deserved and natural; besides, as long as she lived, he had had some one to look to for advice, little qualified as she was to give it. Now, excepting his little daughter, he was quite alone. For another year, while his little capital dwindled away, he tried in vain to get something to do. This would have been in any case an almost hopeless task, and was rendered still more so from his extreme want of confidence in himself, which altogether prevented his endeavouring to push himself forward.
At length he took a resolution, one of the few, and certainly by far the best, he ever had taken. He determined to sink the few hundred pounds he had remaining in buying a house and opening a shop. After a considerable search, he found the one in New Street; the former proprietor, who was also in the tobacco and periodical line, had died, and his widow was anxious to dispose of the house; the goodwill, such as it was, of the shop being thrown into the bargain. Stephen Walker purchased it of her, furnished the lower part, and let off the upper, and never regretted his bargain.
The profits of the shop were not large, but having no rent to pay, and receiving a few shillings every week from the tenants, he was able to live comfortably, and with the company and affection of his little daughter, found himself really happier and more in his element than he had ever before been in his life.
Carry grew up in her humble home, a bright happy child, very fond of her father, and very fond, too, of all the admiration which the frequenters of the shop bestowed upon her.
“Why, how late you are, father!” she said as he entered. “Tea has been ready this half-hour at the very least,” and she put down her book and looked up at him. “Why, father, what has happened?” she exclaimed in a changed tone, and leaping hastily to her feet. “Your cheek is all covered with blood, your hat is broken in, and you look quite strange. Oh! father, what is the matter? are you hurt?”
“No, Carry, I do not think I am, but I am confused and bewildered.”
“Sit down in the chair by the fire, then; now give me your hat and coat; that’s right, and your comforter, dear old father; now wait and I will get warm water and a towel, and bathe its dear old face. There, now you look nice; now tell me all about it.”
The man submitted himself to the girl’s hands in the helpless way natural to him.