“Yes, that's all true enough,” Fred said, “and I've thought it all over a thousand times. I suppose it ought to be done, but I would rather remain as I am. However, needs must, I won't put it off any longer. I will settle it this afternoon. There, don't talk about it, it's bad enough to have to do it.”

Half an hour afterwards Fred Bingham went out. First down to New Street, where he bought some cigars, as usual, and stayed for some time in the shop smoking and talking with Carry. Then he went out and turned towards Knightsbridge. “She is an awfully nice child,” he thought to himself. “I wish to goodness she was in Alice's place, and Alice in hers. I shouldn't mind even if she had that girl Farrer's money, I would marry her to-morrow. I wish I had never seen her, it would have been better for both of us. Well, it's no use thinking of that now, I must go through with this other business. The old man will have gone up to his club by this time. The sooner it is over the better.” And so he went on to the house in Lowndes Square, where, as he expected, he found Alice Heathcote alone.

“Good morning, Alice, I have not gone up to town to-day, so I thought I would come in for a chat. You are not looking very well this morning. I miss the usual roses—I do not mean that lilies are less becoming—I only notice the change of flowers.”

“My uncle is out,” Alice said, ignoring the compliment. “He started for the club rather earlier than usual.”

“I rather hoped he would be gone, Alice, for I was anxious to see you alone.”

Alice saw what was coming, but her mind being fully made up upon the subject, she felt no nervousness, as she would have felt had she had the slightest belief that he really cared for her.

“The fact is, Alice, I want to ask you to marry me. I don't know how it's usually done, but that's what it comes to whichever way it's put. I have liked you very much for years now, I am sure we should suit each other very well, and I don't think the old gentleman would make any objection. What do you say, Alice?”

Fred Bingham had spoken in his usual off-hand way, but there was a little nervousness in his tone which showed that he felt distrust as to the result of his question.

“You put it in a very straightforward way, Fred,” Alice said quietly, but with a little tinge of sarcasm; “and I am glad that you do so, as it makes it easier for me to say that I differ from you entirely as to our mutual suitability; and, therefore, must decline the honour you propose doing me.”