"I like that!" the other said, with a laugh. "You were my guide and counselor for five years, and now you pretend that I always have my own way. Why, I cannot even get my own way in persuading you to come and settle over here. I am quite sure that you would get lots of pupils, when people understand the system and its advantages."

"That is all very well, Hilda, but, you see, in the first place I have no friends here except yourself, and in the second it requires a good deal of money to get up an establishment and to wait until one gets pupils. My aunt would, I know, put in the money she saved when you were with us if I were to ask her, but I wouldn't do so. To begin with, she regards that as my fortune at her death. She has said over and over again how happy the knowledge makes her that I shall not be left absolutely penniless, except, of course, what I can get for the house and furniture, and I would do anything rather than sell that. She admits that I might keep myself by teaching deaf children, but, as she says, no one can answer for their health. I might have a long illness that would throw me out. I might suddenly lose a situation, say, from the death of a pupil, and might be a long time before I could hear of another. She said to me once, 'I do hope, Netta, you will never embark one penny of the little money that will come to you in any sort of enterprise or speculation, however promising it may look.' We had been talking of exactly the plan that you are now speaking of. 'The mere furnishing of a house in England large enough to take a dozen children would swallow up a considerable sum. At first you might have to wait some time till you could obtain more than two or three children, and there would be the rent and expenses going on, and you might find yourself without money and in debt before it began to pay its way; therefore I do hope that you will keep the money untouched except to meet your expenses in times of illness or of necessity of some kind. If you can save up money sufficient to start an establishment, it will, I think, be a good thing, especially if you could secure the promise of four or five pupils to come to you at once. If in a few years you should see your way to insure starting with enough pupils to pay your way, and I am alive at the time, I would draw out enough to furnish the house and will look after it for you.' That was a great concession on her part, but I certainly would not let her do it, for she is so happy in her home now, and I know that she would worry herself to death."

"Well, Netta, you know I am still ready to become the capitalist."

Both girls laughed merrily.

"Why not, Netta?" the speaker went on. "I know you said that you would not accept money as a loan even from me, which, as I told you, was very stupid and very disagreeable, but there is no reason why we should not do it in a business way. Other women go into business, why shouldn't I? As you know, I can't absolutely touch my money until I come of age, and it is nearly three years before that; still, I feel sure that the General would let me have some money, and we could start the Institute. It would be great fun. Of course, in the first place, you would be principal, or lady superintendent, or whatever you like to call yourself, and you would draw, say, five hundred pounds a year. After that we could divide the profits."

Again both girls laughed.

"And that is what you call a business transaction?" the other said. "I know that your guardian is very kind, and indeed spoils you altogether, but I don't think that you would get him to advance you money for such a scheme."

"I am really in earnest, Netta."

"Oh, I don't say that you would not do it, if you could. However, I think, anyhow, we had better wait until you come of age. There is plenty of time. I am only twenty yet, and even in three years' time I doubt whether I should quite look the character of professor or lady superintendent."

"Well, directly I get of age I shall carry out my part of the plan," Hilda said positively, "and if you are disagreeable and won't do as I want you, I shall write to the professor and ask him to recommend a superintendent."