Remembering his last interview with the crotchety old man, Wallace was particularly circumspect when he met him.

"What I want is this," Dudgeon exclaimed. "I want to say it in such a manner that there can be no questioning the thing afterwards, that is when I'm gone, you understand?"

"I understand," Wallace replied.

"I want to leave everything I possess to one person. If that is written on a sheet of paper and I sign it, isn't that enough?"

"If your signature is witnessed by two persons."

"Then go ahead. Write it out for me. You and this young man can be witnesses."

"It is an unusual thing for the Bank to do, Mr. Dudgeon; but if you really wish it, of course we shall be only too happy to oblige you. Don't you think Mr. Gale——"

"No," the old man snapped. "I've finished with Gale."

"Then will you come into my room and we will do the best we can for you."

Wallace drew up a simple form of a will and read it through aloud.