"And yet I have both heard you cry out against luxury," replied Burrel, "and declare that indiscriminate gifts of money did more harm than good."

"True, true!" replied Dr. Wilton. "I have done all that you say. But there are thousands of eligible ways in this world by which a man may discharge that duty to society imposed upon him by a large fortune, without injuring his own mind, or enervating his own body by luxury. How much may be done to promote the instruction of youth, to furnish employment for the poor and industrious, to encourage arts and sciences, to reward the manufacturer even for his toil and skill, and the merchant for his risk and enterprise, without being the least luxurious in one's own person. Ximenes walked through halls tapestried with purple and gold, and yet lay down upon a bed of straw. Fie, Harry, fie! It is a shame for any rich man to accumulate more wealth while there is a poor man in all the land."

Burrel smiled at the lecture of his old tutor; not indeed because he undervalued his precepts, but because he evidently saw that the lapse of ten years had been skipped over in the good doctor's mind, and that he himself stood there as much the pupil in the eyes of Dr. Wilton, as ever he had been in his days of boyhood.

"Well, well, my dear sir!" he answered; "as some compensation for my negligence hitherto, I think I shall find a means of spending this twenty-five thousand pounds in such a manner as even your severe philosophy will approve."

"Ah, Harry! I see you are laughing at your old pedagogue," said his friend. "But never mind; if worthy Dominie Sampson--a character I revere and love, although the dolts on the stage have degraded him into a buffoon--If worthy Dominie Sampson boasted of having taught little Harry Bertram the rudiments of erudition, I will boast of having taught you, Harry Burrel, the rudiments of virtue--So mind what you do; for every action you perform is my pride or my shame."

"Then I will try to make you a proud man," replied Burrel. "But I must now leave you, my dear sir, and seek this money-lender, if you will direct me thither."

"Well, well, whatever be your purpose, take care what you are about with him!" answered the doctor. "He is a wily knave. But I shall see you again, ere you leave the country--which, if I judge right, will not be soon"--and he fixed a gay glance upon Burrel's face, which fully repaid the smile he had remarked--"Remember, Harry," he added, "I am to speak the blessing."

Burrel laughed, and shook Dr. Wilton's hand, and the worthy rector, conducting him to the door at which his horse stood prepared, pointed out the direct road to Ryebury, which lay straight across the country, at about six or seven miles distance.

Harding, at the same time, received orders to convey the little baggage he had brought with him back to Emberton, and, that personage internally congratulating himself, with the words, "All is right!" as he heard Dr. Wilton direct his master on the road to the miser's dwelling, proceeded calmly to lay out his plans for that which he considered as his coup de maitre.

Burrel had no difficulty in finding his way; and at about eleven o'clock he was standing before Mr. Tims's slate-coloured door, enduring the reconnoissance which master and maid always inflicted on those who visited their dwelling. At length Sally appeared, and Mr. Burrel was ushered into Mr. Tims's parlour, where the miser received him with as much cordiality as was in his nature, having from one accidental circumstance acquired a particular regard for his present visiter--a fact in natural history which perhaps requires some explanation.