"Of the city light-horse," replied the other, with a slight smile; "but I certainly shall not catechise you on the subject, and you must grant me the same indulgence with respect to commerce. I know nothing about it, though I have a very great respect for it in the abstract, as you probably have for the army."

"Oh, dear, no!" replied Mr. Scriven with the utmost coolness. "I have no respect at all for the army, I can assure you. I look upon it as a necessary evil, which should be diminished as soon as possible and as far as possible, and the navy too."

"You should have a little gratitude for the navy, at all events," said Henry, laughing, "as, if it had not been for the navy, many rich ships filled with English merchandise would have found their way into French and American ports during the late wars."

"Gratitude is altogether out of the question," answered Mr. Scriven; "in fact, it is a mere name. Soldiers fight and sailors fight because they are paid to fight. Why should I be grateful to them for doing what they receive my money to do? If they don't do their duty, they are broke or shot, as they ought to be; and if they do, they are paid for it. The account is balanced, and there is nothing more to be settled on either part."

"A very commercial view of the subject, indeed," replied Henry; "but I cannot help thinking, Mr. Scriven, that if soldiers and sailors fought upon such principles, neither merchants nor others would receive much effectual protection; and that if all British merchants acted upon such principles, they would find very few soldiers or sailors to fight for them. Silk, cotton, molasses, iron-ware, broadcloth, machinery, corn, wine, and oil, are not the only things to be considered in life, it seems to me; neither are gold and silver. We have heard of such things as honour and glory--which can only be worth having when obtained in a just cause--and generosity, and benevolence, and even gratitude; and if these things are all to be swept away as mere names, I see not why honesty and integrity should not go too. There are moral as well as material goods; and high principles of action, national honour and national glory, love, are in my mind not only compatible with, but inseparable from, a due consideration of the material interests of a country."

"Oh, doubtless," answered Mr. Scriven; "though the notions that we attach to such names are very vague and fallacious--derived from the rhodomontade ages of chivalry and feudality, and only serving to mislead imaginative boys."

"You are in no fear, then, of their influence," replied Henry. "Lady Anne, may I have the pleasure of taking wine with you?"

"With a great deal of pleasure," replied Lady Anne, "for the conversation has been so heavy that I certainly do want something to enliven me; and in pity, you two gentlemen, forbear, recollecting that I neither send forth ships nor command armies--am neither a merchant nor a field-marshal."

The conversation now took another turn. Lady Anne spoke in French to the fair Spaniard; Lady Fleetwood did her best to effect the same; Charles Marston talked to her in bad Spanish and good Italian; and till dinner was over and the ladies retired, all went on gaily and cheerfully.

The sole person left out was Mr. Scriven, who, though he wrote several languages with sufficient facility, was but little accustomed to speak any tongue but his own. He was not well pleased, indeed--not so much because he was excluded a good deal from the conversation, for he was usually as economical of his words as of his money, but because he clearly saw that those around him had recourse to another tongue in order to put an end to discussions which were pleasant to nobody but himself.