"I did not know, my dear sir," replied the youth, "that you would be willing to lend so large a sum."
"Not willing to everybody," replied Mr. Deer, "but quite willing to you, who in all your transactions are as correct as my cash-book."
Still William Stanhope paused; and then, after letting two sailors, who were loitering along the shore, pass them by, he turned directly towards his companion, and, raising his head, he said, "There is another reason, Mr. Deer, why I have not asked you: I am in love with your daughter Annie, and, if I get on in the world, I am determined to seek her hand. I did not wish to mention this at present, because I have but little to offer her, except in hopes and expectations, and I could not think of asking you to lend me so large a sum of money without telling you what were my feelings towards your daughter."
"Sir, you are an honest man," replied Mr. Deer, "and keep, I see, both sides of the account clear. But I will strike a balance with you, and begin a new account. Thus, then, we stand, William: I will lend you ten thousand pounds to buy your ship, and, when you think you have made enough to afford a wife, I will give you the ten thousand pounds as my daughter's fortune, and be glad to receive you as my son-in-law."
"This is beginning a new account, indeed, my dear sir, for it leaves me your debtor in every way."
"Pay it off in kindness to my child," replied Mr. Deer; and the matter was thus finally settled with the father. As to the daughter, William Stanhope sat with her for an hour and a half before dinner; and at a little party which was given that night at the clergyman's house, everybody declared that the beautiful eyes of Annie Deer looked like two stars.
The two months that followed were filled up with that thrilling joy in which present pleasure is mingled with and heightened by the expectation of something not exactly sorrowful, nor painful, nor melancholy, but perhaps we should call it sad. Thus Annie Deer enjoyed, to the full, the society of him she loved, though the expectation of his departure, upon his first voyage as captain of a China vessel, sometimes brought a cloud over the bright sky of their happiness. Time, that rapid old postillion, who goes jogging on in the saddle faster and faster every day, without at all minding the six thousand years that have elapsed since first he began to beat the road--Time, we say, whipped his horses into the full gallop, and carried William Stanhope and Annie Deer with wonderful rapidity to the point of parting. Annie Deer cried very bitterly; and, as they were among the first tears she had ever shed in her life, they were, of course, the more painful. William Stanhope would not suffer himself to weep, but he felt little less than she did. They parted, however. He took the command of his vessel; and, shortly afterward, she, within one hour, saw in the newspaper, and read in his own handwriting, that the Honourable Company's ship the Earl Spencer, Captain Stanhope, commander, had cleared out and dropped down the river.
It was the month of March, and the weather somewhat boisterous; and Mr. Deer, when he heard the wind whistle and roar down the chimney, thanked God that some man had been struck with the very provident idea of ensuring vessels risking themselves upon that treacherous ocean. Annie Deer's mind ran in the same way, but it went no farther than wishing that there was really some meaning in the name by which Life Assurance Societies designate themselves. But she felt too bitterly, poor girl, that there is no ensuring that fragile thing, human life, especially when trusted to the mercy of the winds and waves. Her daily walk was upon the edge of the little promontory looking over the vast, melancholy sea: and at length, a few days after the ship had dropped down the river, she beheld a gallant vessel coming on with a furious and not very favourable gale; and, watching it with deep interest, saw it take refuge in their little bay, and come to anchor to let pass the storm. About four in the afternoon, the wind lulled, but shifted more to the southwest, so that no ship was likely to get out of the Channel. About half past four, as she was looking out of the drawing-room windows of her father's house, she saw something like a boat tossed up from time to time by the bounding waves, which the tempest had left behind it. In half an hour after, she was pressed in the arms of William Stanhope, and two or three hours more of pure happiness were added to the few which they had known through life. At ten o'clock he took his departure; but, at that hour, the moon, though she was shining was red and dim, announcing that the presence of the commander might soon be wanted on board his vessel.
Annie Deer retired to her chamber immediately afterward. She retired not to repose, however, but, on the contrary, to pay for the happiness which she had that night experienced by many a tear. She prayed, too, and prayed fervently, not without hope in the efficacy of prayer, but with that trembling timidity, that doubt of our own worthiness, under the weight of which the footsteps of the apostle, though miraculously upheld, sunk through the surface of the yielding waters. All remained calm; and, towards eleven o'clock, she remarked the clouds passing over the moon, taking a different direction from that which they had done in the morning: and she thought, with mixed hope and apprehension, that, ere the morning, perhaps, he whom she loved might be far away upon that voyage, which was destined either to give them comfort and independence, or to separate them for ever. She lay down to rest; but, towards twelve o'clock, the wind began to rise, increased in violence every moment, and swelled at length into a hurricane. The casements rattled; the wainscot shook and creaked; the house itself seemed shaken. Loudly roaring round and round, the spirit of the storm appeared clamouring at the gates for admittance. It could be heard as it whistled through the branches of the trees. It could be distinguished as it rushed and raved amid the ruins of the castle up above. It could be felt as it swept, with sighing and a melancholy sound, over the level sands of the bay, interrupted only by the sudden plunge of the waves, as they poured headlong upon the resounding shore. Annie Deer rose from her bed, and listened, and wept, and prayed through the livelong night.
But what boots it to tell a long and a sad story, when a very few words will serve our purpose! With the morning light Annie Deer gazed from her window, but the ship was gone, and the storm continued; and, as she looked, without making any particular effort to hear, the sound of a few distant guns caught her ear, and made her heart sink low. The tempest lasted the whole day. During the night it decreased, and the next morning there were found on various points of the coast the spars and timbers of a gallant vessel, on some of which were painted "The Earl Spencer!" The gentlemen of Lloyd's announced the loss of an outward-bound Chinaman. The owners of the Earl Spencer cursed the luck which had lost them a good voyage, and applied to the underwriters. The underwriters cursed their luck still more furiously, but paid the money. Mr. Deer thanked God that he had ensured to the full amount of his loan, and Annie Deer sat down, with widowed heart, to pass the rest of her life with very little interest in the things thereof. Her mother marked the varying colour of her cheek, the langour of her look, and the frequent tearfulness of her eye; and, kissing her tenderly, let fall a drop on the pale forehead of her only child. Annie Deer met with sympathy from one kindred being in her melancholy path, and it was all she hoped for, all she asked in life.