When the series takes the form a, b, and c, a comma precedes the and.

[h.] A comma should follow an expression like he said which introduces a short quotation. (For longer or more formal quotations use a colon.)

But for indirect quotations, a caution is necessary. Do not place a comma between a verb and a that or how clause which the verb introduces.

[i.] A comma is used to separate parts of a sentence which might erroneously be read together.

[j.] Do not use superfluous commas:

1. To mark a trivial pause: