But the storm did not come in the way expected. The deluging rains appeared to be confined to the Middle West and the Northwest, while at New York the sky simply grew thicker and seemed to squeeze out moisture in the form of watery dust. This condition lasted for some time, and then came what everybody, even the most skeptical, had been secretly dreading.

The ocean began to rise!

The first perception of this startling fact, according to a newspaper account, came in a very strange, roundabout way to a man living on the outskirts of the vast area of made ground where the great city had spread over what was formerly the Newark meadows and Newark Bay.

About three o'clock in the morning, this man, who it appears was a policeman off duty, was awakened by scurrying sounds in the house. He struck a light, and seeing dark forms issuing from the cellar, went down to investigate. The ominous gleam of water, reflecting the light of his lamp, told him that the cellar was inundated almost to the top of the walls.

"Come down here, Annie!" he shouted to his wife. "Sure 'tis Cosmo Versál is invadin' the cellar with his flood. The rats are lavin' us."

Seeing that the slight foundation walls were crumbling, he hurried his family into the street, and not too soon, for within ten minutes the house was in ruins.

Neighbors, living in equally frail structures, were awakened, and soon other undermined houses fell. Terror spread through the quarter, and gradually half the city was aroused.

When day broke, residents along the water-front in Manhattan found their cellars flooded, and South and West Streets swimming with water, which was continually rising. It was noted that the hour was that of flood-tide, but nobody had ever heard of a tide so high as this.

Alarm deepened into terror when the time for the tide to ebb arrived and there was no ebbing. On the contrary, the water continued to rise. The government observer at the Highlands telephoned that Sandy Hook was submerged. Soon it was known that Coney Island, Rockaway, and all the seaside places along the south shore of Long Island were under water. The mighty current poured in through the Narrows with the velocity of a mill-race. The Hudson, set backward on its course, rushed northward with a raging bore at its head that swelled higher until it licked the feet of the rock chimneys of the Palisades.

But when the terror inspired by this sudden invasion from the sea was at its height there came unexpected relief. The water began to fall more rapidly than it had risen. It rushed out through the Narrows faster than it had rushed in, and ships, dragged from their anchorage in the upper harbor, were carried out seaward, some being stranded on the sandbanks and shoals in the lower bay.