One evening, after she had been employed in the bank about a year, as she stepped out on the street she met her friend Harold King, a young architect, whom she had met soon after coming to Wilford Springs.

"Hello, Ruth."

"Hello, Harold."

"Which way, Ruth?"

"I am going down to Smith and Son's Grocery Store to get some groceries, then I intend to catch a Sylvan Avenue car."

"If you have no objections I will walk with you to the grocery."

"None whatever. I always enjoy good company."

"How is your father?"

"Apparently there is no change in him. He has a good appetite and rests well but gets very nervous at times and his memory doesn't come back to him. If I only had the money I would take him to Dr. Lilly, who is recognized as one of the best mental and nerve specialists in the United States."

"It is too bad that so many of us have to be so often hampered for money," he remarked.