NINE O’CLOCK A.M.: OMNIBUSES AT THE BANK.

NINE O’CLOCK A.M.: PENNY STEAMBOATS ALONGSIDE THE PIER AT LONDON BRIDGE.

If the morning be fine, the pavement of the Strand and Fleet Street looks quite radiant with the spruce clerks walking down to their offices, governmental, financial, and commercial. Marvellous young bucks some of them are. These are the customers, you see at a glance, whom the resplendent wares in the hosiers’ shops attract, and in whom those wary industrials find avid customers. These are the dashing young parties who purchase the pea-green, the orange, and the rose-pink gloves; the crimson braces, the kaleidoscopic shirt-studs, the shirts embroidered with dahlias, deaths’ heads, race-horses, sun-flowers, and ballet-girls; the horseshoe, fox-head, pewter-pot-and-crossed-pipes, willow-pattern-plate, and knife-and-fork pins. These are the glasses of city fashion, and the mould of city form, for whom the legions of fourteen, of fifteen, of sixteen, and of seventeen shilling trousers, all unrivalled, patented, and warranted, are made; for these ingenious youths coats with strange names are devised, scarves and shawls of wondrous pattern and texture despatched from distant Manchester and Paisley. For them the shiniest of hats, the knobbiest of sticks, gleam through shop-windows; for them the geniuses of “all-round collars” invent every week fresh yokes of starched linen, pleasant instruments of torture, reminding us equally of the English pillory, the Chinese cangue, the Spanish garotte, the French lucarne to the guillotine (that window from which the criminal looks out into eternity), and the homely and cosmopolitan dog-collar! There are some of these gay clerks who go down to their offices with roses at their button-holes, and with cigars in their mouths; there are some who wear peg-top trousers, chin-tufts, eye-glasses, and varnished boots. These mostly turn off in the Strand, and are in the Admiralty or Somerset House. As for the government clerks of the extreme West-end—the patricians of the Home and Foreign Offices—the bureaucrats of the Circumlocution Office, in a word—they ride down to Whitehall or Downing Street in broughams or on park hacks. Catch them in omnibuses, or walking on the vulgar pavement, forsooth! The flags of Regent Street they might indeed tread gingerly, at three o’clock in the afternoon; but the Strand, and at nine o’clock in the morning! Forbid it, gentility! I observe—to return to the clerks who are bending citywards—that the most luxuriant whiskers belong to the Bank of England. I believe that there are even whisker clubs in that great national institution, where prizes are given for the best pair of favoris grown without macassar. You may, as a general rule, distinguish government from commercial clerks by the stern repudiation of the razor, as applied to the beard and moustaches, by the former; and again I may remark, that the prize for the thinnest and most dandy-looking umbrellas must be awarded, as of right, to the clerks in the East India House—mostly themselves slim, natty gentlemen, of jaunty appearance, who are all supposed to have had tender affairs with the widows of East India colonels. You may know the cashiers in the private banking houses by their white hats and buff waistcoats; you may know the stock-brokers by their careering up Ludgate Hill in dog-carts, and occasionally tandems, and by the pervading sporting appearance of their costume; you may know the Jewish commission agents by their flashy broughams, with lapdogs and ladies in crinoline beside them; you may know the sugar-bakers and the soap-boilers by the comfortable double-bodied carriages with fat horses in which they roll along; you may know the Manchester warehousemen by their wearing gaiters, always carrying their hands in their pockets, and frequently slipping into recondite city taverns up darksome alleys, on their way to Cheapside, to make a quiet bet or so on the Chester Cup or the Liverpool Steeplechase; you may know, finally, the men with a million of money, or thereabouts, by their being ordinarily very shabby, and by their wearing shocking bad hats, which have seemingly never been brushed, on the backs of their heads.

“Every road,” says the proverb, “leads to Rome;” every commercial ways leads to the Bank of England. And there, in the midst of that heterogeneous architectural jumble between the Bank of England itself, the Royal Exchange, the Poultry, Cornhill, and the Globe Insurance Office, the vast train of omnibuses, that have come from the West and that have come from the East—that have been rumbling along the Macadam while I was prosing on the pedestrians—with another great army of clerk martyrs outside and inside, their knees drawn up to their chins, and their chins resting on their umbrella handles, set down their loads of cash-book and ledger fillers. What an incalculable mass of figures must there be collected in those commercial heads! What legions of £. s. d.! What a chaos of cash debtor, contra creditor, bills payable, and bills receivable; waste-books, day-books, cash-books, and journals; insurance policies, brokerage, agio, tare and tret, dock warrants, and general commercial bedevilment! They file off to their several avocations, to spin money for others, often, poor fellows, while they themselves are blest with but meagre stipends. They plod away to their gloomy wharves and hard-hearted counting-houses, where the chains from great cranes wind round their bodies, and they dance hornpipes in bill-file and cash-box fetters, and the mahogany of the desks enters into their souls. Upon my word, I think if I were doomed to clerkdom, that I should run away and enlist; but that would avail me little, for I am equally certain that, were I a grenadier, and my commanding officer made me mount guard, that I should pop my musket into the sentry-box and run away too.

So the omnibuses meet at the Bank and disgorge the clerks by hundreds; repeating this operation scores of times between nine and ten o’clock. But you are not to delude yourself, that either by wheeled vehicle or by the humbler conveyances known as “Shanks’s mare,” and the “Marrowbone stage”—in more refined language, walking—have all those who have business in the city reached their destination. No; the Silent Highway has been their travelling route. On the broad—would that I could add the silvery and sparkling—bosom of Father Thames, they have been borne in swift, grimy little steamboats, crowded with living freights from Chelsea, and Pimlico, and Vauxhall piers, from Hungerford, Waterloo, Temple, Blackfriars, and Southwark—straight by the hay-boats, with their lateen sails discoloured in a manner that would delight a painter, straight by Thames police hulks, by four and six-oared cutters, by coal-barges, and great lighters laden with bricks and ashes and toiling towards Putney and Richmond; by oozy wharves and grim-chimneyed factories; by little, wheezy, tumbledown waterside public-houses; by breweries, and many-windowed warehouses; by the stately gardens of the Temple, and the sharp-pointed spires of city churches, and the great dome of Paul’s looming blue in the morning, to the Old Shades Pier, hard by London Bridge. There is landing and scuffling and pushing; the quivering old barges, moored in the mud, are swaying and groaning beneath trampling feet. Then, for an instant, Thames Street, Upper and Lower, is invaded by an ant-hill swarm of spruce clerks, who mingle strangely with the fish-women and the dock-porters. But the insatiable counting-houses soon swallow them up: as though London’s commercial maw were an hungered too, for breakfast, at nine o’clock in the morning.

TEN O’CLOCK A.M.—THE COURT OF QUEEN’S BENCH, AND THE “BENCH” ITSELF.