"She is pure gold," said the General with conviction. "Pure gold, sir."

"A nugget," agreed Eddie expansively. "A hundred and eighty pound nugget, General. Why don't you send her to a refinery?"

The General merely glared at him and subsided into thoughtful silence. He was in the habit of falling into deep spells of abstraction at such times as this. For the life of him, he couldn't understand how Martha came by her excessive plainness. Her mother was looked upon as a beautiful woman and her father (the General's predecessor) had been a man worth looking at, even from a successor's point of view. That Martha should have grown up to such appalling ugliness was a source of wonder, not only to the General, but to Mrs. Gamble herself.

Young Mr. Ten Eyck was the most impecunious spendthrift in Essex. He lived by his wits, with which he was more generously endowed than anything in the shape of gold or precious jewels. His raiment was accumulative. His spending-money came to him through an allowance that his grandmother considerately delivered to him at regular periods, but as is the custom with such young men he was penniless before the quarter was half over. At all times he was precariously close to being submerged by his obligations. Yet trouble sat lightly upon his head, if one were to judge by outward appearances. Beneath a bland, care-free exterior, however, there lurked in Edward's bosom a perpetual pang of distress over the financial situation.

What worried him most was the conviction that all signs pointed toward the suspension of credit in places where he owed money, and, as he owed without discrimination, the future seemed hard to contemplate.

Prudent mothers stood defiantly between him and what might have been prosperity. He could win the hearts of daughters with shameful regularity and ease, but he could not delude the heads of the families to which they belonged. They knew him well and wisely.

The conversation between him and General Gamble took place in the reading-room of the Town and Country Club. There was a small table between them, and glasses.

"What is the market price of gold to-day, General?" asked Eddie impudently, after he had watched the old man's gloomy countenance out of the corner of his eye for the matter of three minutes or more.

The General regarded him with deep scorn. "Gold? What do you know about gold? You seldom see anything more precious than copper."

"That's no joke," agreed Eddie with his frank smile. "I am the only, original penny limit. That reminds me, General. I meant to speak of it before, but somehow it slipped my mind. Could you lend me—"