"Will you make a deposit now to clear that matter up? After you do so we can go on and adjust the other matters."

"Have mercy on me, Duncan! Give me a day or two to look about me! I've been investing very heavily of late, and really I can't raise fifteen thousand at a moment's notice. You know I am good for ten times the sum. Why not let it rest for a week, say?"

"Mr. Tandy," replied Duncan, enunciating every syllable as precisely as if he had been reciting a lesson in a foreign tongue, "let me remind you of something. Some time ago you offered to pay me a high price to commit a crime. You remember the circumstance, I have no doubt. You remember that I refused, and that you sought revenge by lying to the men who were then employing me. You told an infamous lie that, if it had been believed, would have blasted my good name forever. No, don't interrupt. I had not intended to mention this matter, especially in Mr. Leftwich's presence," bowing toward the bookkeeper, whose jaw had relaxed in astonishment. "I had not intended to mention that matter, but you have forced me to remind you of it, by trying now to persuade me to commit a crime without any inducement whatever except such as may be implied in my concern for your convenience. Until now I have been prepared to consider your convenience so far as I could do so consistently with my duty to the bank. I am now not disposed to consider it at all. You must bring fifteen thousand dollars here within an hour, and redeem that piece of paper, or I shall proceed against you criminally. After you shall have done that, you must make such other deposits of cash or acceptable securities as may be necessary to set your general account in order. That is all I have to say. I give you one hour in which to take up this paper, and I give you the rest of the day in which to adjust the other matter. That ends our conference, and I must excuse myself. You know your way out."


XXX

The Mystery of Tandy

Tandy quitted the bank in very serious distress of mind. He was a capitalist of large means, but even a great capitalist—and he could not be reckoned as quite that—may sometimes find it inconvenient to raise money in considerable sums upon the instant. It so happened that just at this time Tandy's means were all employed and his credit stretched almost to the point of breaking, by reason of his excessive and largely concealed investments in a number of enterprises.

On the moral side, it would have been difficult even for Tandy himself to say just what measure of suffering he endured. His conscience was casehardened, but his financial reputation was not only a valuable, but an absolutely necessary part of his equipment for the businesses in which he was engaged. That reputation was now in great danger. He wondered if Duncan would tell the story of that scrap of paper. He wondered still more, whether Duncan might not report the matter to the comptroller of the currency at Washington, and thus bring about a criminal prosecution, even after the sum irregularly borrowed had been repaid. Then he remembered, with something like a spasm round his heart, that the bookkeeper, Leftwich, had heard the whole conversation, and he remembered also that he had been, as he put it, "rather hard on Leftwich" upon several occasions in the past. If Leftwich cherished resentment on that account, his malice now had its opportunity.

On the whole, Napper Tandy could not recall another day in all his life on which he had suffered so much in spirit as he did now. But there was no time for brooding or lamenting. He felt that he was in Guilford Duncan's clutches, and, while he knew little of conscientious scruples by virtue of any soul experiences of that kind on his own part, he had so far learned to understand Duncan as to know that he would, as a matter of conscience alone, enforce the strict letter of his demand.