"Good! But how?"
"Why, I'm going to Richmond, and perhaps to the North if necessary, to find some one who will take a single mortgage loan for the whole amount of the estate's debts, a loan carrying a reasonable rate of interest. With the proceeds I'll cancel all the present debts, and thereafter the estate will have but one creditor, pay a moderate interest and devote every dollar of surplus earnings to a steady reduction of the principal. I've figured the whole thing out, and with ordinarily fair crops and a reasonable style of living, I can extinguish the entire debt in ten years or less."
The two went together over the figures, and the older man, who was both shrewd and experienced, pronounced the plan entirely sound and feasible. It remained only to find the bank, insurance company, or other financial institution that would make the loan.
In search of that, Boyd Westover set off almost at once for Richmond. As he rode away after parting with Margaret he turned in his saddle and gaily waved her a last adieu, quite as if the parting were expected to be for months or years instead of for the brief tale of days the youth assigned to it.
V
PLEASANT DREAMS AND AN UGLY AWAKENING
Boyd Westover sat in his hotel room about nine o'clock in the evening. Papers, mostly memoranda, lay scattered about upon his table, while some large sheets were spread out before him. On these he was making calculations.
He was a thorough-going person by nature and habit, and he was making careful estimates of the several offers he had secured for the making of the desired loan on Wanalah plantation, in an effort to determine which of them he might most wisely accept.
Finally he said to himself:
"The Milhauser offer is the best, or will be if I can persuade the agent to accept a mortgage instead of the deed of trust he wants. Perhaps I can. He didn't make the condition peremptory, and he clearly wants to secure the loan as an investment. I'll see him in the morning. No, by the way, he said I'd find him at home this evening if I should want to see him. I'll walk out to his house now."
Turning to the table he took up one of the memorandum sheets and read at top the number of the agent's house in far upper Broad Street.