No. 3. This establishment was a grocery store started by a West Indian at the address where it was found, who took a partner at the beginning of the second year. The junior partner, a Virginian by birth, was brought to New York by his mother 12 years previously, while the other had resided here ten years. The senior partner had a very small grocery business during one year in the West Indies and worked as an elevator boy and saved capital after coming to New York, as his change of residence had absorbed his limited resources. The Virginian was peddling tea and coffee before entering the firm. He had been a porter in a department store, but preferred "to be independent, as it seemed too hard to work for another man." They employed one helper and both put in their time; they occupied a floor space 20 feet by 40 feet, at a rental of $35.00 per month. The tools and fixtures were estimated at $350.00; these included a safe and a large national cash register. The careful inventory of stock showed $450.00 worth on hand, and the gross receipts from May, 1908, to May, 1909, was estimated at $6,000.00. The large national cash register and bank book were sufficient means of keeping accounts for the strictly cash conduct of the business. Only a few whites, about all of whom were Jews, live in the blocks adjoining the Negro neighborhood. They found this store most convenient and traded with the firm, but more than five-sixths of its customers were Negroes. The firm sent out hand-bills weekly, and used other forms of advertisement.
No. 4 was a grocery, started in September, 1906, at the same address where it was found by the investigator. The proprietor came from the West Indies to New York City about 12 years previously and engaged in hotel work by means of which he saved his capital. He was still so employed, while his brother conducted the store. The store room was about 14 feet by 40 feet, at a rental of $35.00 per month. The tools and fixtures were valued at $100.00, and the merchandise on hand at about $300.00. The estimated gross receipts were between $2,500 and $3,000 in 1907, and about $2,700 in 1908. Only a cash-book was used in keeping accounts. This was balanced once a week, and an inventory of the stock was taken once a quarter. Credit was habitually allowed to customers, all of whom were Negroes. No whites lived in the neighborhood.
No. 5. This was a real-estate and insurance agent, who began business in July, 1907, and had moved once since. He was born in Virginia and had been in New York City twelve years. This man's business career started as soon as he left college, as his father had given him an education and arranged affairs to that end. He entered his father's barber shop in Virginia and remained three years, then came to New York and started a club and saloon business with capital brought from his native home. This was carried on four years and sold out. After several intervening years, the present enterprise was started on some of the capital derived from the sale of the previous establishment. He employed two collectors, had an office space of about 12 by 40 feet in one of the tenements of which he had charge. His gross receipts from commissions, etc., were about $2,300.00 in 1908. Ledger, cash-book and day-book were used in accounting. The landlords of the properties he handled were all white, but all tenants were Negroes. The real estate sales and exchanges he has handled have been of a similar kind.
No. 6. This was a real estate broker who began business in November, 1903, in Nassau street and moved to his present address two years later. He was born in New York and has always made his home there. Before he finished his high school course, he worked during spare hours and vacations for a real estate firm. After graduation from high school, he started to work with the same firm on a commission basis until he began business for himself as a regular broker. He employed two assistants in his business and had an office in one of the large buildings in the Wall Street district. His office was modestly but adequately furnished, the fixtures, typewriter, etc., estimated at $200.00. In 1907 his gross receipts from commissions, fees, etc., were over $2,500, and in 1908 over $3,000. His capital was accumulated from the business; he used ledger and cash-book in his accounting and both gave and received credit in his transactions. He was a member of the New York Fire Insurance Exchange, and has done considerable study in evening courses on insurance, banking, etc. About 95 per cent of his business dealings were with white people.
No. 7. This enterprise in dressmaking and ladies tailoring was started in August, 1906, at the address where found. The proprietress came from her native city, Pittsburgh, Pa., to New York three years previously, and set up her establishment with money she had saved from sewing in Pittsburgh. She employed three helpers and used for business purposes the front room of her apartment, which rented for $25.00 per month. Her tools and fixtures were valued at about $175.00, and she kept less than $100.00 worth of stock on hand, as all work was to order. Gross receipts were about $2,300 in 1907, and about $3,000 in 1908. A cash-book only was used in keeping accounts. About three-fourths of the customers were white.
No. 8. This is an employment agency started about 1889 by the proprietor who came from Delaware the year preceding. In the flourishing days when Negro help was in large demand he made money and formerly employed two or three helpers. When seen, he alone did not find full employment. His fixtures were worth less than $50. He used two front rooms of his living apartment for business purposes. His gross receipts in 1907 were $1,316, and in 1908, $1,076. He used a cash-book and the two record books required by the employment license law. He supplied colored help for white families almost entirely; business was running low because white help was "displacing the colored help of years past."
No. 9. This was a restaurant, established in September, 1904, and moved to the present address two years later. The proprietor was born in Jacksonville, Florida, and had resided in New York six years when interviewed. He was a cook and head-waiter before beginning business for himself. He had two employees, his place occupied a 14 feet by 40 feet basement, for which he paid about $18.00 rental. His fixtures, etc., were valued at about $150, and his gross receipts were about $3,500 in 1907, and $3,000 in 1908. He had saved money for the enterprise while engaged in hotel service in Jacksonville. All his customers were Negroes, except one white regular customer. He admitted occasionally giving credit to customers, although a sign on the wall said, "Positively, no trust."
No. 10. This firm sold coal, wood and ice. It was established in September, 1907, at the address where found, by a native Virginian who had lived in New York seventeen years, and had previously worked as a porter in a jewelry house. No help was employed and the small amount of stock on hand, between $40 and $50, was kept in a cellar about 12 feet by 18 feet. For this a rental of about $8.00 per month was paid. The gross receipts amounted to about $800 in 1908. The proprietor had saved some money from his previous occupation on which to begin; he was located in a Negro neighborhood, so depended entirely on their patronage. He habitually gave credit to customers but received none from his white suppliers.
No. 11. This tailoring establishment was started in September, 1907, by a West Indian, who had lived in New York eighteen years and had worked as journeyman tailor in St. Christopher, W.I. He had moved five times since the business was begun. He did mostly cutting and fitting, but some "busheling." He did not employ any help, and lived in two rooms in the rear of his business place, paying $25 per month for all. The tools and fixtures were worth about $150, and the stock on hand about $50, while gross receipts had amounted to $1,200 in 1907 and about $1,100 in 1908. He kept a cash-book; gave credit occasionally, but received none.
This proprietor said he came to New York leaving paying work behind, because of tales of high wages in his trade; that at first he answered advertisements for journeymen but was turned away when they saw he was a Negro. Finally, he worked as waiter to get money to start for himself. His first "stand" was in a white neighborhood with white trade, but when a considerable number of Negro customers began to frequent his place the neighbors made objections to the landlord, who would no longer rent him the place. At the time of the interview he was in a Negro neighborhood and had only four or five white customers.