The Queen had had a large quantity of funds in the old United States Bank that President Jackson smashed, and James McHenry, who was connected with me in many enterprises, learned that she had taken as securities some coal lands in Pennsylvania. I saw the Duke of Rianzares, the guardsman Fernando Muñoz, whom Maria Cristina had fallen in love with and made a grandee of her kingdom, and finally married in '44. He had his headquarters at Lillo's in the Square Clary, and he introduced me to the Queen's secretary, Salerno. I suggested to the Spaniards the advisability of hunting up these coal lands of the Queen. McHenry had already made arrangements for me to go to America with her assistant secretary, Don Rodrigo de Questa, who did not know a word of English. The preliminaries were arranged, and we set out for Liverpool and America.

One of the first of many difficulties into which poor de Questa fell because of his ignorance of English occurred the first day out from Liverpool. The Spaniard, with a fatuous assumption common to Europeans, thought that whenever he failed to find the exact word he wanted in another tongue than his own, all that was necessary was to use French. The Spaniard asked the steward to get him some fish for breakfast. He knew the Spanish word would not answer, and could not think of the English word, though he had tried to master it for some time. He then fell back upon the French, and asked for "poisson." Of course, the steward thought he wanted poison, and reported the matter to headquarters, thinking suicide was contemplated.

De Questa would have had serious trouble but for the thoughtfulness of the steward, who remembered that I was traveling with him and came to me for advice. "When did he ask for poison?" I inquired. "At breakfast-time," said the steward. "Oh, then, he merely wants fish," and I explained as well as I could to an English steward the meaning of the French word.

The English of the ignorant classes look upon French very much as a clergyman does upon profanity, or as a missionary regards the muttered charms and incantations of a "voodoo" priestess. De Questa finally got his fish, but he had long before lost his appetite. This adventure discouraged him so much that he refused thenceforth to try to convey in English, Castilian, or French, any of his desires concerning food, but resorted to the primitive sign language. When he wanted eggs, he would flap his arms together and cackle like a hen that has just laid an egg. The steward who, perhaps, had never seen two square inches of countryside in his life, thought he was imitating a rooster and laughed until he almost had a fit. De Questa nearly starved. He had, at last, to eat whatever he could find, without trying to seek what he wanted. I explained to him that roosters did not lay eggs!

Our destination was Philadelphia. It was there that the Spaniards who were living upon Queen Maria Cristina's property had their headquarters. I found two of them, Christopher and John Fallon, living in fine houses, with something of a court about them. They had control of about forty thousand acres of coal lands belonging to the Queen. This large tract was situated at a place to which the Fallons had given their name, Fallonville. I at once consulted several of the best lawyers of Philadelphia, among them William B. Reed, later Minister to China, and was advised to go immediately to the lands and see what had been done with them. I made an appointment with John Fallon, and we went out to the mines. I can not now recall exactly where they were, but I remember that we passed through a wilderness, after leaving the train that took us from Philadelphia, and that we had a very long drive in carriages. A railway track had been built through the forest to the mines, and it seemed to me about fifteen miles long. I appeared to John Fallon as a foreigner who was interested in mines and in coal lands in particular, but not, of course, as representing the Queen.

As soon as I returned to Philadelphia and reported what I had learned, my lawyers advised me to go back to Paris and report to the Queen. De Questa and I, therefore, returned as soon as possible. McHenry met me in London, and we went on to Paris together. We had a conference with Lillo and with Don José de Salamanca, the Queen's banker, and it was decided that the Queen should take active possession of her immense property at once. I saw that there was a great deal of money in the land, and that there was a fine opportunity for the Atlantic and Great Western Railway, if I could in some way get the use of a portion of this vast coal domain.

I saw also that my connection with the affair had already given me a lever with which I could work to some purpose upon Don José de Salamanca, and that this was the best card to play.

As soon as possible I went to his banking office and asked for a conference. I had learned enough, in my dealings with bankers and financiers, to know that you must approach them on the right side, from the side of money, and not from that of a mere wish. Accordingly I wrote on my card that I wished to propose a loan of $1,000,000. I really came as a borrower, but circumstances permitted me to play the rôle of the lender. I was admitted at once, but if I had asked outright for a loan I should have been shown the door. As soon as I was in his presence I said, without preface: "I have no cash in my pockets, nor would you wish it if I had; but I want to show you something."

"I understood that you wanted to lend me a million," said the Spaniard. "I do not see the million."

"You will, when I explain," I said. "I want to use your credit." (I knew that he had none in London and that he could do nothing there.) "I propose to deposit with you $2,000,000 of the bonds of the Atlantic and Great Western Railway for $1,000,000 of your notes."