'It was my fault, dear. I'm awfully sorry I got you in for such horrors. It was wholly and entirely my fault.'

By due insistence on this, Mumford of course put his wife into an excellent humour, and, after they had dined, she returned to her regret that the girl should have gone so suddenly. Clarence, declaring that he would allow himself a cigar, instead of the usual pipe, to celebrate the restoration of domestic peace, soon led Emmeline into the garden.

'Heavens! how hot it has been. Eighty-five in our office at noon—eighty-five! Fellows are discarding waistcoats and wearing what they call a cummerbund—silk sash round the waist. I think I must follow the fashion. How should I look, do you think?'

'You don't really mind that we lose the money?' Emmeline asked presently.

'Pooh! We shall do well enough.—Who's that?'

Someone was entering the garden by the side path. And in a moment there remained no doubt who the person was. Louise came forward, her head bent, her features eloquent of fatigue and distress.

'Mrs. Mumford—I couldn't—without asking you to forgive me—'

Her voice broke with a sob. She stood in a humble attitude, and Emmeline, though pierced with vexation, had no choice but to hold out a welcoming hand.

'Have you come all the way back from London just to say this?'

'I haven't been to London. I've walked about—all day—and oh, I'm so tired and miserable! Will you let me stay, just for to-night? I shall be so grateful.'