"The commercial undertaking? We were talking it over the other night. Sally says: Borrow the money and risk ut. And I think she's in the right. If you enter the world of commerce, you must be prepared for speculation. We looked over the advertisements in a newspaper, just to get an idea, and we calculated the concern could be set afloat for seventy-five pounds. Out of that we could pay a quarter's rent, and stock the shop. Sally's been behind the counter a good bit of late, and she's getting an insight into that kind of thing. Wonderful girl, Sally! Put her in Downing Street for a week, and she'd be competent to supplant the Premier!"

"You have decided for a chandler's?"

"Yes; we neither of us know much about tobacco, and tobacco perhaps isn't quite the thing for a man of education. But to be a chandler is something worthy of any man's ambition. You supply at once the solids and the luxuries of life; you range from boiled ham and pickles to mixed biscuits and preserves. You are the focus of a whole street. The father comes to you for his mid-day bread and cheese, the mother for her half-ounce of tea, the child for its farthing's-worth of sweets. For years I've been leading a useless life; once let me get into my shop, and I become a column of the social system. Faith, it's as good as done!"

"From whom shall you borrow the cash?"

"Sally's going to think about that point. I suppose we shall go to a loan office, and make some kind of arrangement. I'm rather vague on these things, but Sally will find it out."

"I understand," said Waymark, checking his amusement, "that you are perfectly serious in this plan?"

"As serious as I was in the moment of my birth! There's no other chance."

"Very well, then, suppose I offer to lend you the money."

"You, Waymark?"

"No less a person."