Impossible to refuse a hearing to the good little woman, who delighted in confidential gossip, and for a long time had been anxious to pour these details into Harvey's ear. So she unfolded everything. Her capital at Bennet Frothingham's death amounted to more than sixteen thousand pounds, excellently invested—no 'Britannia' stocks or shares! Of this, during the past six months, she had given away nearly six thousand to sufferers by the great catastrophe. Her adviser and administrator in this affair was an old friend of her husband's, a City man of honourable repute. He had taken great trouble to discover worthy recipients of her bounty, and as yet had kept the source of it unknown.

'I mustn't give very much more,' she said, looking at Harvey with a pathetic deprecation of criticism. 'I want to keep an income of three hundred pounds. I could live on less, much less; but I should like still to have it in my power to do a little good now and then, and I want to be able to leave something to my sister, or her children. The truth is, Mr. Rolfe—no, I will call you Harvey, once for all—the truth is, I couldn't live now without giving a little help here and there to people poorer than myself. Don't think it foolish.' Her voice quivered. 'I feel that it will be done in the name of my poor husband as if he himself were doing it, and making amends for a wrong he never, never intended. If I had given up everything—as some people say I ought to have done—it wouldn't have seemed the same to me. I couldn't earn my own living, and what right had I to become a burden to my relatives? I hope I haven't done very wrong. Of course, I shall give up the flat as soon as Alma is married. In taking it I really thought more of her than of my own comfort. I shall live with my sister, and come up to town just now and then, when it is necessary.'

The listener was touched, and could only nod grave approval.

'There's another thing. Alma thinks with me in everything—but she says I ought to let it be known who has given that money. She says it would make many people less bitter against her father's memory. Now, what is your opinion? If she is right in that——'

Harvey would offer no counsel, and Mrs. Frothingham did not press him. She must think about it. The disclosure, if wise, could be made at any time.

'That's all I had to say, Harvey. Now tell me about the house, and then go arid see Alma. I have business in the City.'

He went, but only to be disappointed; Alma was not at home. To make amends, she sent him a note that evening, asking him to call at twelve the next day, and to stay to luncheon. When he entered the room, the first object his eye fell upon was the old school atlas, lying open on the table at the map of England and Wales.

And the day appointed was the twentieth of December.

The wedding was to be the simplest conceivable. No costume, no bridesmaid or hulking groomsman, no invitations; no announcement to anyone until the day had passed, save only to Dora Leach, who would be summoned as if for some ordinary occasion of friendship, and then be carried off to the church.

'It will insure my smiling all through the ordeal,' said Alma to her step-mother; 'Dora's face will be such a study!'