Seeing what the horse was at, and taking what survey I could of the situation, I found I was being driven against the window of the house in which Cobden died. I have my own taste as to the mode in which I should like to be killed. To be run over by a butcher's cart, or smashed by a coal train or brewer's van is not my choice; but being killed in Pall Mall is more eligible, yet not satisfactory.

As I had long lived in Pall Mall, I knew the habits of the place. There is a gradation of killing in the streets of London, well-known to West-end cabmen. As they enter Trafalgar Square, they run over the passenger without ceremony. At Waterloo Place, where gentlemen wander about, they merely knock you down, but as they enter Club-land, which begins at Pall Mall West, where Judges and Cabinet Ministers and members of Parliament abound, they merely run at you; so I knew I was on the spot where death is never inflicted. Therefore I took hold of the strap on the opposite side of the cab to that on which I saw I should fall. For better being able to look after my portmanteau, I had it with me, and, fortunately had placed it on the side on which I fell. Placing myself against it when the crash came, and the glass broke, I was saved from my face being cut by it. My hat was crushed, and head bruised. It was impossible to open the door, which was then above me, and had the horse taken to kicking, as is the manner of these animals when in doubt, it would have fared ill with me. Possibly the horse was a member of the Peace Society, and showed no belligerent tendency; more likely he was tired, and glad of the opportunity of resting himself. The street, which seemed empty, was quickly filled, as though people sprang out of the ground. Two Micawbers who were looking out for anything which "turned up," or turned over, came and forced open the cab-door at the top, and dragged me up, somewhat dazed, my hat off, my grey hair dishevelled, my blue spectacles rather awry on my face—I was sensible of a newly-contrived, music-hall appearance as my shoulders peered above the cab. A spirit merchant near kindly invited me into his house, where some cold brandy and water given to me seemed more agreeable and refreshing than it ever did before or since. The cab had been pulled together somehow. My rheumatic friend on the box had been picked up not much the worse—possibly the fall had done his rheumatism good. I thought it a pity the poor fellow should lose his fare as well as his windows, and so continued my journey with him.

On one occasion, after an enchanted evening in the suburbs of Kensington, a fog came on. The driver of the voiture drove into an enclosure of stables, and went round and round. Noticing there was a recurring recess, I kept the door open until we arrived at it again, and leapt into it as we passed again. When the driver, who was bewildered, came round a third time, I surprised him by shouts, and advised him to let his horse take us out by the way he came in. There was no house, or light, or person to be seen, and there was the prospect of a night in the cold, tempered by contingent accident.

Having engaged to be surety for the son of a Hindoo judge, who was about to enter as a student in the Inns of Court, a new adventure befel me. I had accepted from his father the appointment of guardian of his son. My ward was a young man of many virtues, save that of punctuality. As he did not appear by appointment, I set out in search of him. Crossing Trafalgar Square I found myself suddenly confronted by two horses' heads. An omnibus had come down upon me. It flashed through my mind that, as I had often said, I was in more danger of being killed in the streets of London than in any foreign city or on the sea; and I concluded the occasion had come. I knew no more until I found myself lying on my back in the mud after rain, but, seeing an aperture between the two wheels, I made an attempt to crawl through. A crowd of spectators had gathered round and voices shouted to me to remain where I was until the wheels were drawn from me. Lying down in the mud again was new to me. There was nothing over me but the omnibus, and as I had never seen the bottom of one before, I examined it.

It happened that a surgeon of the Humane Society was among the spectators, who assisted in raising me up, and took me to the society's rooms close by, where I was bathed and vaseline applied to my bruises. My overcoat was torn and spoiled, but I was not much hurt. The hoof of one horse had made black part of one arm. It appears I had fallen between them, and had it not been for their intelligent discrimination I might have been killed. I sent two bags of the fattest feeding cake the Co-operative Agricultural Association could supply, as a present to those two horses. I had no other means of showing my gratitude to them. I was not so grateful to the Humane Society's surgeon, who sent me in a bill for two guineas for attendance upon me, and threatened me with legal proceedings if I did not pay it. As he accompanied me to the National Liberal Club, whence I had set out, I sent him one guinea for that courtesy, and heard no more of him, and did not want to.

One evening, after leaving a Co-operative Board Meeting in Leman Street, Whitechapel, I incautiously stepped into the roadway to hail a cab, when a lurry came round a corner behind me and knocked me into the mud, which was very prevalent that day. Some bystanders picked me up, and one, good-naturedly, lent me a handkerchief with which to clear my face and head, both being blackened and bleeding. The policeman who took charge of me asked me where I wanted to be taken. I answered that I was on my way to Fleet Street to an assembly of the Institute of Journalists to meet M. Zola, then on a visit to us. "I think, sir," said the reflective policeman, "we had better take you to the London Hospital," and another policeman accompanied me in a passing tram, which went by the hospital door. After some dreary waiting in the accident ward it was found that I had no rib or bone broken, but my nose and forehead were bound up with grim-looking plasters, and when I arrived at the hotel, four miles away, where I was residing, and entered the commercial room, I had the appearance of a prize-fighter, who had had a bad time of it in the ring. Knowing the second day of an accident was usually the worst, I took an early train home while I could move. My ribs, though not broken, were all painful, and I remember squealing for a fortnight on being taken out of bed. After my last adventure the Accident Insurance Company (though I had never troubled them but once) refused to accept any further premium from me, which I had paid twenty or thirty years, and left me to deal with further providential escapes from my own resources.

Thinking I was safe in Brighton near my own home, I was walking up the Marine Parade, one quiet Sunday morning, when a gentleman on a bicycle rushed down a bye street and knocked me down with a bound. Seeing two ladies crossing the street I concluded matters were safe. The rider told me that he had seen the ladies and had arranged to clear them, but as I stepped forward he could not clear me, so gave me the preference. As I had always been in favour of the rights of women, I said he did rightly, though the result was not to my mind. He had the courtesy to accompany me to my door, apologising for what he had done, but left me to pay the bill of the physician, who was called in to examine me. When I recovered my proper senses I found he had not left his card. Though I advertised for him, he made no reappearance.

Another serene Sunday morning I was crossing the Old Steine with a son-in-law; nothing was to be seen in motion save a small dog-cart, which had passed before we stepped into the road. Soon we found ourselves both thrown to the ground with violence. A huge dog, as large as the "Hound of the Baskervilles" described by Conan Doyle, had loitered behind and suddenly discovered his master had driven ahead, and he, like a Leming rat, made straight for his master, quite regardless of our being in his way.

In these and other adventures or mis-adventures, I need not say I was never killed, though the escapes were narrow. To say they were providential escapes would be to come under the rebuke of Archbishop Whately, who, when a curate reported himself as providentially saved from the terrible wreck of the Amazon, asked: "I to understand that all less fortunate passengers were providentially drowned?" The belief that the Deity is capricious or partial in His mercies is a form of holy egotism which better deserves indictment than many errors of speech which have been so visited. I have no theory of my many exemptions from fatal consequences. All I can say is that, had I been a saint, I could not have been more fortunate.

[ [!-- H2 anchor --] ]