But I must now put myself at the bar, and cry Peccavi; for I was often wrong on the other side, sometimes getting things for the house before it was quite clear I could afford them, and sometimes buying the best when an inferior thing would have been more suitable, if not to my ideas, yet to my purse. It is, however, far more difficult for one with an uncertain income to learn to save, or even to be prudent, than for one who knows how much exactly every quarter will bring.

My husband, while he left the whole management of money matters to me, would yet spend occasionally without consulting me. In fact, he had no notion of money, and what it would or would not do. I never knew a man spend less upon himself; but he would be extravagant for me, and I dared hardly utter a foolish liking lest he should straightway turn it into a cause of shame by attempting to gratify it. He had, besides, a weakness for over-paying people, of which neither Marion nor I could honestly approve, however much we might admire the disposition whence it proceeded.

Now that I have confessed, I shall be more easy in my mind; for, in regard of the troubles that followed, I cannot be sure that I was free of blame. One word more in self-excuse, and I have done: however imperative, it is none the less hard to cultivate two opposing virtues at one and the same time.

While my husband was ill, not a picture had been disposed of; and even after he was able to work a little, I could not encourage visitors: he was not able for the fatigue, and in fact shrunk, with an irritability I had never perceived a sign of before, from seeing any one. To my growing dismay, I saw my little stock—which was bodily in my hand, for we had no banking account—rapidly approaching its final evanishment.

Some may think, that, with parents in the position of mine, a temporary difficulty need have caused me no anxiety: I must, therefore, mention one or two facts with regard to both my husband and my parents.

In the first place, although he had as complete a confidence in him as I had, both in regard to what he said and what he seemed, my husband could not feel towards my father as I felt. He had married me as a poor man, who yet could keep a wife; and I knew it would be a bitter humiliation to him to ask my father for money, on the ground that he had given his daughter. I should have felt nothing of the kind; for I should have known that my father would do him as well as me perfect justice in the matter, and would consider any money spent upon us as used to a divine purpose. For he regarded the necessaries of life as noble, its comforts as honorable, its luxuries as permissible,—thus reversing altogether the usual judgment of rich men, who in general like nothing worse than to leave their hoards to those of their relatives who will degrade them to the purchase of mere bread and cheese, blankets and clothes and coals. But I had no right to go against my husband's feeling. So long as the children had their bread and milk, I would endure with him. I am confident I could have starved as well as he, and should have enjoyed letting him see it.

But there were reasons because of which even I, in my fullest freedom, could not have asked help from my father just at this time. I am ashamed to tell the fact, but I must: before the end of his second year at Oxford, just over, the elder of my two brothers had, without any vice I firmly believe, beyond that of thoughtlessness and folly, got himself so deeply mired in debt, both to tradespeople and money-lenders, that my father had to pay two thousand pounds for him. Indeed, as I was well assured, although he never told me so, he had to borrow part of the money on a fresh mortgage in order to clear him. Some lawyer, I believe, told him that he was not bound to pay: but my father said, that, although such creditors deserved no protection of the law, he was not bound to give them a lesson in honesty at the expense of weakening the bond between himself and his son, for whose misdeeds he acknowledged a large share of responsibility; while, on the other hand, he was bound to give his son the lesson of the suffering brought on his family by his selfishness; and therefore would pay the money—if not gladly, yet willingly. How the poor boy got through the shame and misery of it, I can hardly imagine; but this I can say for him, that it was purely of himself that he accepted a situation in Ceylon, instead of returning to Oxford. Thither he was now on his way, with the intention of saving all he could in order to repay his father; and if at length he succeeds in doing so, he will doubtless make a fairer start the second time, because of the discipline, than if he had gone out with the money in his pocket.

It was natural, then, that in such circumstances a daughter should shrink from adding her troubles to those caused by a son. I ought to add, that my father had of late been laying out a good deal in building cottages for the laborers on his farms, and that the land was not yet entirely freed from the mortgages my mother had inherited with it.

Percivale continued so weak, that for some time I could not bring myself to say a word to him about money. But to keep them as low as possible did not prevent the household debts from accumulating, and the servants' wages were on the point of coming due. I had been careful to keep the milkman paid; and for the rest of the tradesmen, I consoled myself with the certainty, that, if the worst came to the worst, there was plenty of furniture in the house to pay every one of them. Still, of all burdens, next to sin, that of debt, I think, must be heaviest.

I tried to keep cheerful; but at length, one night, during our supper of bread and cheese, which I could not bear to see my poor, pale-faced husband eating, I broke down.