“Ay, it’s hot enough,” he replied. “An’ so ye’re not verra happy, Mrs Bolter? Ay, but ye ought to be, and so ought my child Grey here, wi’ every comfort in life except extravagances, which I don’t hold with at all. She lives well, and dresses quietly, as a young lady should, and her father has not set up a grand house to flash and show in, and then have to give it up, and go and live in one that’s wee.”

“I don’t quite understand you,” said Mrs Bolter, colouring slightly, and looking indignant. “But if you are hinting at the doctor being extravagant, I cannot sit here without resenting it, for a more careful man never lived.”

“Ay, but he is a sad dog, the doctor,” said old Stuart, with a twinkle full of malice in his eye.

“How dare you say such a thing to me—his wife!” cried Mrs Bolter, indignantly.

“Hoot! wumman; dinna be fashed!” exclaimed old Stuart, who seemed delighted to have roused a spirit of opposition in his friend’s wife. “But I’ll say this o’ him,” he continued, gradually growing more Scottish of accent; “he does keep gude whuskee. Ay, I was na’ speaking o’ him when I talked aboot lairge and sma’ houses, but o’ poor Perowne. Ay, but it’s a bad job.”

“What, about poor Helen?” said Mrs Bolter. “Ay, and his affairs. I suppose ye ken a’?”

“His affairs?” exclaimed Mrs Doctor. “What do you mean?”

“Oh! I thought a’ Sindang knew he’d failed. Sax hundred pounds o’ my money goes with the rest. But there, puir mon, he’s in trouble enough wi’ the loss o’ his daughter, and I’ll never say a word about it more.”

“Is Mr Perowne in fresh trouble then, father?” said Grey, eagerly.

“Weel, my lassie there’s naught fresh about it, for he must have expected it for a year or two. He’s been going down-hill a lang time, and noo he’s recht at the bottom.”