“And is Jem Smith with you still?”

“With me? No; but he’s in a house close by, the great stupid lout! He’s got whiskers now, and grown more thick-headed than ever. Grimstone had a sharp illness, though, over that affair.”

“What affair?” I asked.

“Why, when the partnership was broken up—you know?”

“No,” I said, wonderingly.

“Why, you must have heard. When John Lister was bankrupt. He was dead in with the money-lenders, and he had to give up, you know.”

“What! was he ruined?”

“Ruined? yes, a gambling fool; and if Mr Ruddle hadn’t been pretty firm, the rascal would have ruined him too—pulled the house down.”

“This is news,” I said.

“Yes, and bad news, too,” said the old fellow. “Five hundred pounds of my savings went—lent money—for him to make ducks and drakes!”