“No, no; of course not. I mean metaphorically. But why not try the colonies or the States?”

“Because I have a mother who impoverished herself to complete my expensive university education, Mr Penwynn; and it would almost break her heart if I left England.”

“Exactly,” said the banker, with a slight sneer; “but you have come as far from civilisation as you could get in visiting Carnac. Now then, take my advice. Come up to An Morlock, and dine with me this evening—seven sharp. I can give you a bed for a night or two. Then have a run round the district, see a few of the mines, and spy out the nakedness of the land. You will soon get an indorsement of what I say. You can then go back to London with my best respects to Rundell and Sharp—most worthy people, by the way, whom I would gladly engage—and tell them you have returned a sadder but a wiser man.”

He rose as he spoke to indicate that the interview was at an end, holding out his hand, one which Geoffrey gripped heartily, as he sprang, full of energy, to his feet.

“Thank you, Mr Penwynn. I’ll come and dine with you this evening. Most happy. As to the bed—thanks, no. I am going to hunt out lodgings somewhere, for I cannot take your advice. You don’t know me, sir,” he said, looking the banker full in the eyes. “I’ve come down here to work, and, somehow or other, work I will. I have enough of the sturdy Englishman in me not to know when I am beaten. No, sir, I am not going to turn back from the first hill I meet with in my journey.”

“As you will,” said Mr Penwynn, smiling. “Till seven o’clock then. We don’t dress.”

“Thanks; I will be there,” said Geoffrey, and the door closed as he left the room.

“He has stuff in him, certainly,” said the banker, gazing at the door through which his visitor had passed. “Such a man at the head of a mine might make a good deal of money—or lose a good deal,” he added, after a pause. “He’ll find out his mistake before he is much older.”

With a careless motion of his hand the banker threw his visitor’s card into the waste-paper basket, and, at the same time, seemed to cast the young man out of his thoughts.