“There, Mr Gemp; I think you’ll find they are secure now.”

“Safe! safe as the bank!” said the old man with an admiring smile as, with a sigh of relief, he picked up his old rough beaver hat from the floor, stuck it on rather sidewise, and with a short “good-morning,” stamped out, tapping the floor as he went.

“Good-morning, Mr Thickens, sir,” he said, pausing at the outer door to look back over his shoulder at the clerk. “I’ve done my bit o’ business with the manager. It’s all right.”

“Good-morning, Mr Gemp,” said Thickens quietly; and then to himself, as the tap of the stick was heard going down the street, “An important old idiot!”

Several little pieces of business were transacted, and then, according to routine, the manager came behind the counter to relieve his lieutenant, who put on his hat and went to his dinner.

During his absence the manager took his place at his subordinate’s desk, and was very busy making a few calculations, after divers references to a copy of yesterday’s Times, which came regularly by coach.

These calculations made him thoughtful, and he was in the middle of one when his face changed, and turned of a strange waxen hue, but he recovered himself directly.

“Might have expected it,” he said softly; and he went on writing as some one entered the bank.

The visitor was a thin, dejected-looking youth of about two-and-twenty, shabbily dressed in clothes that did not fit him. His face was of a sickly pallor, as if he had just risen from an invalid couch, an idea strengthened by the extremely shortly-cut hair, whose deficiency was made the more manifest by his wearing a hat a full size too large. This was drawn down closely over his forehead, his pressed-out ears acting as brackets to keep it from going lower still.

He was a tamed-down, feeble-looking being, but the spirit was not all gone, for as he came down the street, with the genial friendliness of all dogs towards one who seems to be a stranger and down in the world, Miss Heathery’s fat, ill-conditioned terrier, that she pampered under the belief that it was a dog of good breed, being in an evil temper consequent upon not having been taken for a walk by its mistress, rushed out baying, barking, and snapping at the stranger’s heels.