“I've come from Mr. Samuels, sir,” he said, deferentially.

Mr. Samuels was Algernon's chief jeweller.

“Oh,” Algernon remarked. “Well, I don't want anything; and let me say, I don't approve of this touting for custom. I thought Mr. Samuels was above it.”

The man bowed. “My business is not that, sir. Ahem! I dare say you remember an opal you had from our house. It was set in a necklace.”

“All right; I remember it, perfectly,” said Algernon; cool, but not of the collected colour.

“The cost of it was fifty-five pounds, sir.”

“Was it? Well, I've forgotten.”

“We find that it has been pawned for five-and-twenty.”

“A little less than half,” said Algernon. “Pawnbrokers are simply cheats.”

“They mayn't be worse than others,” the man observed.