"On my honour, Ned, as to crowing! he went away cursing at me. Peggy
Lovell managed it somehow for you. I was really awfully badgered."

"Yes; but you know what a man my father is. He hasn't the squire's philosophy in those affairs."

"'Pon my soul, Mr. Ned, I never guessed it before; but I rather fancy you got clear with Sir Billy the banker by washing in my basin—eh, did you?"

Edward looked straight at his cousin, saying, "You deserved worse than that. You were treacherous. You proved you were not to be trusted; and yet, you see, I trust you. Call it my folly. Of course (and I don't mind telling you) I used my wits to turn the point of the attack. I may be what they call unscrupulous when I'm surprised. I have to look to money as well as you; and if my father thought it went in a—what he considers—wrong direction, the source would be choked by paternal morality. You betrayed me. Listen."

"I tell you, Ned, I merely said to my governor—"

"Listen to me. You betrayed me. I defended myself; that is, I've managed so that I may still be of service to you. It was a near shave; but you now see the value of having a character with one's father. Just open my writing-desk there, and toss out the cheque-book. I confess I can't see why you should have objected—but let that pass. How much do you want? Fifty? Say forty-five, and five I'll give you to pay to Sedgett—making fifty. Eighty before, and fifty—one hundred and thirty. Write that you owe me that sum, on a piece of paper. I can't see why you should wish to appear so uncommonly virtuous."

Algernon scribbled the written acknowledgment, which he despised himself for giving, and the receiver for taking, but was always ready to give for the money, and said, as he put the cheque in his purse: "It was this infernal fellow completely upset me. If you were worried by a bull-dog, by Jove, Ned, you'd lose your coolness. He bothered my head off. Ask me now, and I'll do anything on earth for you. My back's broad. Sir Billy can't think worse of me than he does. Do you want to break positively with that pretty rival to Peggy L.? I've got a scheme to relieve you, my poor old Ned, and make everybody happy. I'll lay the foundations of a fresh and brilliant reputation for myself."

Algernon took a chair. Edward was fathoms deep in his book.

The former continued: "I'd touch on the money-question last, with any other fellow than you; but you always know that money's the hinge, and nothing else lifts a man out of a scrape. It costs a stiff pull on your banker, and that reminds me, you couldn't go to Sir Billy for it; you'd have to draw in advance, by degrees anyhow, look here:—There are lots of young farmers who want to emigrate and want wives and money. I know one. It's no use going into particulars, but it's worth thinking over. Life is made up of mutual help, Ned. You can help another fellow better than yourself. As for me, when I'm in a hobble, I give you my word of honour, I'm just like a baby, and haven't an idea at my own disposal. The same with others. You can't manage without somebody's assistance. What do you say, old boy?"

Edward raised his head from his book. "Some views of life deduced from your private experience?" he observed; and Algernon cursed at book-worms, who would never take hints, and left him.