The ball was a failure. When they entered the rooms there were scarcely twenty people present. It was very cold, and the men said; “How can the women bear it with their naked shoulders?”

“We shall never get near this fire,” said Sally, looking in dismay on the circle of damsels who stood warming themselves, their dresses relieved upon the masses of laurel with which the room was decorated; “there is a beautiful fire in one of those little rooms at the end.”

“Very well, let us come and sit there; or shall we dance this waltz first?”

“Let's dance it.”

They danced, and Frank shuddered in his evening clothes as he danced.

“Did you notice,” said Sally, as they hurried to the retiring room, “how upset father seemed at dinner? I thought he was going to cry, but he bore up to the end better than I expected.”

“So he did, but I don't see what there was particularly to upset him this time. Meason is away at sea, and you have promised not to see him any more.”

“Oh, I wasn't thinking about the Measons—but haven't you heard? I only heard it through a friend, but I know for a fact that Willy has lost nearly all his money on the Stock Exchange.”

“You don't say so; I am so sorry.”

“Father hasn't heard it all yet; if he had he wouldn't have come down to dinner. I don't fancy he knows more than that things have not been going well, and that Willy has been a loser.”