“That is what I say.”

“But you aren't sufficiently firm, Mr. Brookes; had you been brought up in the hard school that I was you would be more firm; firmness is everything. You married early, I couldn't afford to do that. At sixteen I had to shift for myself. I was three years a clerk at two pounds a week, and not many chances to rise come in the way of a clerk at two pounds a week; he must be pretty sharp, and if he doesn't seize the little chance when it comes, he will remain a little clerk all his life. It is the first steps that are difficult, the rest are nothing. You don't know what the first steps are; I do. Once you've made a thousand pounds you can swim along a bit, but the first hundred, I shall never forget it! Afterwards it is just the same; the proportions are changed, that is all. The first twenty thousand is very uphill work, the second is on the flat, the third is going downhill—it brings itself along.”

“A very good simile indeed. There's no doubt that it is money that makes money. When you have none you cannot make it. It is like corn; give a man a handful, and he must be a fool if he can't fill his barn. The beginnings are hard; none knows that better than I. But for the last ten years I've been doing fairly well.”

“I had never intended to get married, but when money really begins to accumulate it pushes you along. It is curious how money takes you along. It is like a tide. You first begin thinking of a little place in the country where you can stay from Saturday till Monday. The little place grows; it is extraordinary how it grows. You find you want flowers, and you put up a glass house; then you begin to get interested in orchids or roses, and you put up two, maybe half a dozen glass houses. Suddenly you find the rabbits are breeding in the hedgerows, and you go out yonder ferretting, but the coachman does not know how to manage the ferrets, and you start a keeper. The keeper says one morning, 'It wouldn't require much to get up a stock of pheasants in that little wood.' You say, 'Very well;' and there you are before you know it, with glass houses, rabbit-shooting, and a pheasant preserve. You have friends to stay with you for the shooting, you get talked about in the clubs, people ask why you aren't married—the place where the wife ought to be stares you in the face: a man of money, of real money, must get married. The friends who come and stay with you suggest a little dance, you think it would be very pleasant; but you know no one in the neighbourhood, the county people won't visit you, so the thing comes about, and you are head over heels in settlements before you know where you are.”

“Do you find the county people very standoffish over Preston Park way?”

“I am not in a position to judge; they could not very well call on me situated as I am, a young—well, I will say, a marriageable—man, known to be wealthy; but I have no doubt when I am married they will call on us.”

“Twirl them round my little finger, stuck-up lot; I should like to know what they have to be proud of, half of them are broken—their land is worthless. Give me good sound investments, five or six per cent. For some money I am getting seven; the waterworks pays fourteen.”

The conversation suddenly dropped, they looked at each other blankly; they felt they had talked a good deal, but without approaching any nearer the subject they had met to speak on.

“Our intention was,” said Berkins, in his most solemn and professional manner, “assuming that Miss Brookes is not averse from my suit, to discuss the business side, for there is a business side to all questions, as you, Mr. Brookes, will be the first to see.”

Mr. Brookes had begun to anger; he would have liked to have answered that such a discussion was altogether premature, but he yielded before Berkins's authoritative manner, and he replied instead that he would be glad indeed to hear whatever proposal Mr. Berkins had to make.