"It's the only way they can get even," Johnny informed him. "Well, that's the regular handicap. Guess I'll have to take it."

"You don't mean to try to promote a hotel against such inflated values!" protested Loring.

"Why not?" returned Johnny. "That section has to have a hotel. The sporty merchants of the Middle West will pay the freight."

"I guess so," agreed Loring thoughtfully. "Well, good luck to you, Johnny! By the way, President Close of the Fourth National, has called you up twice this afternoon. I suppose he's gone, by now."

"No, I think he stays to sweep out for the gold-dust," surmised Johnny, and telephoned to the bank. Mr. Close, however, had gone home an hour before.

"He's sensible," approved Loring, putting away his papers. "This weather would tempt a mole outdoors. I'm going to the ball game. Better come along."

"Too frivolous for me," declared Johnny, eying his little book regretfully. "There's a thirty-five-thousand-dollar day almost gone. All I can credit myself with is a flivver. I'm going to stay right here on the job and figure hotel."

At three-thirty Loring returned.

"So you're not going to the game, Johnny?" he observed with a sly smile.

"At five thousand an hour! Nev-ver!"