"I'm a taker, when there's anything to take. How are you to get the money in here?" he asked of Davy. "Without a bank, we can't handle checks or drafts. How do you plan the payment?"

"Is there a telegraph station in Adot? No? Well, that's too bad. If there was a commercial pay station there, I could have the money here this afternoon. As it is, I suppose I would have to have the actual currency shipped by express to Laramie or Cheyenne. Where do you do banking?" he asked of Logan.

"I have an account with the Guaranty at Laramie and with the First National at Cheyenne. I hope to have our bank here opened by the holidays."

"The holidays would be too late. Hulls might kill somebody, or voluntarily move out and spoil the trade. Also, I'll have to have added money—have to open an account to get funds with which to appease Hulls or to live on, while I am working at it. I have never been in Laramie and I nearly got killed in Cheyenne, so I'll open an account at Cheyenne. If you say you'll trade, I'll get on the phone and have the cash or an acceptable draft in Cheyenne as soon as the mail can get it there."

"Well, I guess I'll trade," said Logan resignedly. "This Barrow thing is the last outstanding debt due the bank. I hope the judge will approve my report of the matter, so that I can get the bank opened by Christmas. We will have to go to town and draw up a contract. Can you go today?"

"Well, I will have to go somewhere to get on a long distance telephone about sending the money. Where to and how much. With the winter weather approaching, I may have to wallow through snowdrifts to get to Cheyenne, but that's a risk incident to the business."

"We'll get you over to Cheyenne," interrupted Potter, who had shown deep interest in the conversation, "we'll get you over if we have to use a snow plow. Maybe you've got the magic to get this row settled. At any rate, it's worth a trial."

"I have a telephone in my office at Adot," said Logan. "I am using the back room of the bank as an office. I've kept the phone."

"Is there an extension on it?" asked Davy eagerly. "Yes? Fine. When I get this banker on the phone, I want you to listen in. It's an education to any man to hear Ralph Gaynor talk. He's the boss of the Dollar Savings Bank in Springfield. It isn't a big bank, just a stout one. And now all the others are looking to him for advice. Of course he'll razz me about making a venture in these hazardous times, but it will be worth your time to hear him do it."

"How are we to get back from Adot?" asked the midget abruptly of Landy.