"What are you doing?" I asked in turn.
"Well, I am speculating, too, a little," said he, with a half-inquiring wink in his eyes.
"I see you misinterpret me a little," said I. "Not so much either," I continued, "for I speculate in Wall Street some, and elsewhere some."
"The fact is," said 'Collins,' "I am getting to be very much attracted by sundry speculations, though I lose money as fast as I make it. I was on my way to-night on a little speculation. Perhaps you'd like to go along." In paying for my beer I had purposely made display of all the money I had,—quite a pile,—and doubtless Collins' gambling avarice was a little whetted, or he might not have invited me along.
Payne returned to us; and Collins telling him that he had invited me to accompany them "for a little fun to-night," we sallied forth, and were not long in crossing Broadway, and finding ourselves in a suite of rooms, which, as soon as I set my eyes on them, I understood as one of the worst of the second-class of gambling hells in the city.
Roulette, dice, and the latter loaded, and every other appurtenance of such a place, as well as cards and a faro bank, were there. The whole air of the place, the men at play and about the boards, were assurance to me that I was on the right track of the counterfeiters; but I felt at once that the game I had to play was a desperate one; that these fellows were the worst sort of cutthroats.
We both played a little, Payne and I; but Collins played not at all that night, except the part of a particular "friend" to Payne in various ways. I lost considerable, Payne lost more, and his note was received on demand; but still with the understanding that he was not to be asked to cash it till his Kentucky remittance came on. It was a part of my plan to play and lose a little that night, to furnish occasion to come again; and when we parted to go home, the "gentleman" of the establishment, to whom Collins had introduced me as Wilson, said, "Mr. Wilson, now you've learned the way, drop in occasionally. Poor luck don't run always."
"Ha, ha!" said I, "gentlemen," taking the matter good-humoredly. "I'm not feeling very well to-night; but you can expect me around some time to break your bank when I am in good spirits."
"That's right, come along any time. We like bold players, if they do clean us out sometimes; nothing like spirit,"—and we bowed ourselves out.
It was arranged by me and Payne, as we betook ourselves home, that he should continue to go there and play a little every night till his money came; that then he should offer to play all his pile against his indebtedness to the concern, his notes of hand, and all the collaterals he had pledged. I knew the gamblers would catch at that, and count him a bigger fool than ever. I was to be there, and play too. Payne continued to visit the place, played less and less each night, and at last declared to them that he would not be in again till his money came. "And," said he "I'm going to take Wilson in, as my partner—he has a pile." Meanwhile I reported to my old chief, and had all things arranged for a descent upon the place if I should be able to work the matter up to the proper point by the time Payne's money came. The money came. Payne's fifteen thousand dollars, in good money, I knew would be a temptation to the villains, although his indebtedness to them had increased to over twenty-five thousand dollars, and we went to the den; I having my force of policemen in training, and ready for my call. It was a wet night. There was quite a number of visitors in early in the evening; but they straggled home, as the rain increased, some not having umbrellas with them, and for various reasons, and we were left, eventually, almost alone with the regular keepers of the place; and Payne was asked if his money had come? "Yes, gentlemen, fifteen thousand dollars of it; all I shall get for more than a year to come, and I'm going to hazard it all against my notes and the collaterals you hold."