It was about three o'clock in the afternoon; in a sumptuous chamber of Franklin House (for by that high-sounding title was the residence of the wealthy widow known,) two ladies were engaged in the absorbing mysteries of a singular toilet.

One of these ladies was just issuing from a bath. Although not young, she was very handsome; and her partially denuded form exhibited all the matured fullness of a ripened womanhood. This lady was Mrs. Lucretia Franklin.

Her companion was her daughter Josephine. This beautiful creature was standing behind her mother; she had just drawn on a pair of broadcloth pants, and was in an attitude of graceful and charming perplexity, unaccustomed as she was to that article of dress. The undergarment she wore had slipped down from her shoulders, revealing voluptuous beauties which the envious fashion of ladies' ordinary attire, usually conceals.

Upon the carpet were a pair of elegant French boots and a cap, evidently designed for Miss Josephine. Various articles of decoration and costume were scattered about: upon a dressing-table (whereon stood a superb mirror,) were the usual luxurious trifles which appertain to a fashionable toilet—perfumes, cosmetics, &c.—and in one corner stood a magnificent bed.

This was the chamber of Josephine; that young lady and her mother were arraying themselves for a grand fancy and masquerade ball to be given that night, at the princely mansion of a millionaire.

By listening to their conversation, we shall probably obtain a good insight into their true characters.

'I am thinking, mamma,' said Josephine—'that I might have selected a better costume for this occasion, than these boys' clothes. I shall secure no admirers.'

'Silly girl,' responded her mother—'don't you know that the men will all run distracted after a pretty woman in male attire? Besides, such a costume will display your shape so admirably.'

'Ah, that is true,' remarked the beautiful girl, smiling so as to display her brilliant teeth; and removing her feminine garment, she stood before the mirror to admire her own distracting and voluptuous loveliness.

'And this costume of an Oriental Queen—do you think it will become me, my love,' asked her mother.