'As to that,' remarked Mrs. Belmont, 'if the house suits me, you have but to name the rent, and it shall be paid.'

'Why, madam,' replied the old gentleman, with some embarrassment of manner—'it is my duty to inform you that a silly prejudice exists in the minds of some people in the neighborhood of the house, and that prejudice renders it somewhat difficult for me to procure a tenant. You will smile at the absurdity of the notion, but nevertheless I assure you that a belief generally prevails that the house is haunted.'

'Are there any grounds for each a supposition?' inquired the lady, with an incredulous smile, yet feeling an interest in the matter.

'Why,' replied the owner, 'all who have as yet occupied the house have, after remaining one to two nights in it, removed precipitately, declaring that the most dreadful noises were heard during the night, tho' none have positively affirmed that they actually saw any supernatural visitant. These tales of terror have so frightened people that the building has been unoccupied for some time; and as it is a fine house, and one that cost me a good sum of money, I am extremely anxious to get a tenant of whom only a very moderate rent would be required. The fact is, I am no believer in this ghost business; the people who lived in the house were probably frightened by pranks of mischievous boys, or else their nervous, excited imaginations conjured up fancies and fears which had no reasonable foundation. Now, madam, I have candidly told you all; it remains for you to decide whether you will conform to a foolish prejudice, or, rising above the superstitions of the vulgar and ignorant, become the occupant of my haunted house—which, in my belief, is haunted by naught but mice in the cupboards and crickets in the chimneys.'

Mrs. Belmont reflected for a few moments, and then said—

'If the house suits me upon examination, I will become your tenant, notwithstanding the ghostly reputation of the building.'

'I am delighted, my dear madam,' rejoined the old gentleman, with vivacity, 'to find in you a person superior to the absurd terrors of weak-minded people. If you will do me the honor to accompany me to Reade street, I will go over the house with you, and if you are pleased with it, the bargain shall be completed upon the spot.'

This proposal was acceded to by Mrs. Belmont, who, after putting on her cloak and bonnet, took the arm of the old gentleman and proceeded with him up Broadway. A walk of little more than ten minutes brought them to Reade street, into which they turned; and in a few moments more the old gentleman paused before a handsome dwelling-house, standing about twenty feet back from the line of the street. The house did not adjoin any other building, but was located upon the edge of an open lot of considerable extent.

'This is the place,' said the guide as he took a key from his pocket; then, politely desiring the lady to follow him, he ascended the steps, unlocked the front door, and they entered the house. The rooms were of course entirely empty, yet they were clean and in excellent condition.—The parlors, chambers and other apartments were admirably arranged and Mrs. Belmont, after going all over the house, expressed her perfect satisfaction with it, and signified her wish to remove into it the next day. The terms were soon agreed upon; and Mr. Hedge (for that was the name of the landlord,) after delivering the key into her hands, waited upon her to the door of her boarding-house, and then took his leave.

The next morning, at an early hour, Mrs. Belmont began making preparations to occupy her new abode. From an extensive dealer she hired elegant furniture sufficient to furnish every apartment in the house; and, by noon that day, the rooms which had lately appeared so bare and desolate, presented an aspect of luxury and comfort. The naked walls were covered with fine paintings, in handsome frames; rich curtains were hung in the windows, and upon the floors were laid beautiful carpets.—The mirrors, sofas, chairs and cabinets were of the costliest kind; a magnificent piano was placed in the parlor, and the lady took care that the chamber which she intended to occupy was fitted up with all possible elegance and taste. A voluptuous bed, in which Venus might have revelled, was not the least attractive feature of that luxurious sleeping apartment. Every arrangement being completed, and as it was still early in the afternoon, Mrs. Belmont resolved to carry out a plan which she had formed some days previously—a plan by which she could enjoy an interview with Nero the black. The reader is already aware that she disguised herself in boys' clothes, and accomplished her object without much difficulty.