"When I awoke in the morning, I could scarcely believe that the scene of the previous night had really occurred. It seemed to me as if I were standing on the brink of a dreadful yawning gulf, which a mist hid from my sight, but which I nevertheless knew to be there. Then that mist gradually rolled away; and the blackness of the abyss was revealed to me with all its horrors. Terrible were my feelings. But I was compelled to reflect upon what was to be done. My mind was soon made up. The debt must be paid; and, that obligation once satisfied, I would never touch the dice again! Having written a hurried letter to Julia, stating that business of importance suddenly called me to London, and having obtained leave of absence from the colonel, I repaired in all possible haste to the metropolis. But my father, to whom it was of course my intention to apply for succour, had left town that very morning for Portsmouth; and we had therefore crossed each other on the way. An idea struck me:—could I not borrow the money I required without being compelled to reveal the truth to my father? The thought pleased me—and I even felt rejoiced that we had so missed each other. Early next morning I obtained the two thousand three hundred pounds of one Mr. Goldshig, a Jew, who received my note of hand for three thousand in return, with the understanding that he would continue to hold it so long as I paid a hundred pounds every quarter for the accommodation—such payments, however, not to be deducted from the principal, but to be regarded simply in the light of interest.

"Much relieved by this speedy and easily-effected negotiation, I returned to Portsmouth, where I arrived at about nine o'clock in the evening. I repaired straight to the George Hotel, at which, as I expected, my father had put up. But he was not within; and I accordingly hastened to the barracks to pay the money to Beaumont. The Colonel was at home, and received me with a chilling coldness for which, after all that had recently passed between us, I was little prepared. I did not however appear to notice the circumstance; but tendered him the amount due. 'Oh! Mr. Anderson,' he replied, 'the debt is paid.'—'Paid!' I exclaimed, greatly surprised at this announcement.—'Yes,' he said: 'it was settled this evening, about two hours since. Your father called on me, and redeemed the note of hand.'—'My father!' cried I, a cold chill striking to my heart: 'how came he to know that you held such a document?'—'Really, Mr. Anderson, I have no time to converse with you now,' answered the Colonel; and he bowed me out with freezing politeness.

"Strange misgivings now oppressed me; and I began to read something malignant and systematically vindictive in the conduct of the Colonel; for it was evident that he must have mentioned the fact of possessing my note of hand. Dreadfully agitated, I returned to the George. My father had just come in; and his countenance was mournfully severe, when I entered his presence. 'William,' said he, 'I am deceived in you; and you have acted in a manner which you will have cause to rue as long as you live; that is, if your attachment for Miss Vandeleur be truly sincere.'—'My God!' I exclaimed: 'what has occurred? Does Mrs. Vandeleur know of this?'—'She knows all; and she not only sees in you a confirmed gambler, but a wicked perjurer,' answered my father. 'Her door is closed against you for ever.'—'Oh! wretch that I am!' I cried, beating my breast in despair. 'But who can have done all this mischief?'—'Colonel Beaumont called this morning on Mrs. Vandeleur, and insultingly exhibited your note of hand, which I have ere now redeemed.'—'The villain!' I exclaimed, rushing towards the door: 'but he shall pay dearly for this!'—'Stop, sir, I command you,' cried my father. 'He is your superior officer; he evidently hates you; and, were you to challenge him, he would ruin you. No: that is not the course to pursue. I have purchased you a Captain's commission in the—the regiment, which is stationed at Chatham; and you have also three months' leave of absence. Return with me to London; and endeavour by your future conduct to atone for the misdeeds of the past.'

"In reply to my hurried and anxious questions, I learnt that any attempt to see Julia would be vain, and could have no other result than to irritate Mrs. Vandeleur the more against me. My father offered me some consolation by the assurance that if I conducted myself well for a year, there would be a hope of reconciliation with the incensed lady; and I trusted to Julia's love to ensure her fidelity. Thus, partially—though very partially—relieved from the intenseness of that pain which now pierced to my very soul, I hastened to the barracks to superintend the packing up of my things, and to take leave of my brother-officers. This being done, I was passing out of the barrack-yard, when I encountered the Colonel. The light of the lamp fell upon his countenance, which expressed fiend-like satisfaction and triumph. Catching me by the arm, as I was about to pass him in silence, he muttered between his teeth, 'Anderson, I am avenged. You humiliated me once; and I hate you for it! Know me as your implacable enemy; and renounce all hope of your Julia—for she shall be mine!'

"He then hurried away. I was so stupefied by this sudden revelation of the ferocious and most unjust enmity of this bad man, that I remained rooted as it were to the spot. Never was there such ingratitude! But his threat relative to Julia,—oh! I could have afforded to laugh at his hatred: that menace, however, rang in my ears like a deafening bell. Mournfully I turned away, and hastened back to the inn. I passed a sleepless—wretched night; and during the journey to town, scarcely spoke a word to my father the whole way.

"The money that I had borrowed of the Jew was still in my possession; and I resolved to lose no time in returning it. Accordingly, the very next day after my arrival in London, I set out on my way to his abode in the City; but meeting with some officers of my acquaintance, I agreed to dine with them at an hotel in Bridge Street, Blackfriars. In fact, I was so very unhappy that I was glad to meet with such society; and I thought that I could easily postpone my visit to the Jew until the morrow. The dinner was first-rate—the wines excellent; and I drank copiously to drown my cares. Presently some one proposed cards: I could not offer any objection; but I simply stated that I should not play. Cards, however, were brought; and écarté was the game. I sate looking on. In the course of half an hour I saw a most favourable opportunity for making a good bet; and, with the most wretched sophistry, I reasoned to myself that betting and playing were two very different things. I accordingly offered the wager, and won it. Encouraged by this success, I bet again; and again I won. In less than another half hour I had pocketed two hundred guineas—for the play was high and the wagers in proportion. The ice was, alas! again broken; and it did not require much persuasion to induce me to take a hand. I thought of Julia—sighed and hesitated: I looked again at the cards—sighed once more—and seized them with that desperate feeling which we experience when we know we are doing wrong. To be brief, we kept up the play until three o'clock in the morning; and I not only lost every farthing I had about me—amounting, with the Jew's money and my own, to nearly three thousand pounds—but six hundred more by note of hand. It was understood that we should meet again on the following evening at another hotel, to settle accounts; and I returned home in that state of mind which suggests suicide!

"Fortunately my father did not know at what hour I entered; and he therefore suspected nothing. After breakfast I paid a visit to the Jew—but not to repay him his money. My object was to borrow more, which he willingly lent me, as I was enabled to show him the previous evening's Gazette in which my promotion by purchase was recorded. I borrowed the six hundred pounds which I required, and for which I gave a bill to the amount of a thousand. At the appointed hour I repaired to the hotel where I was to meet my friends; but with the firm resolution of not yielding to any inducement to play. How vain was that determination! cards were already on the table when I entered, for I came somewhat late, having dined with my father before-hand. I strove hard to keep my vow—I wrestled powerfully against my inclinations; but a glass of champagne unsettled me—and I fell once more! Another late sitting at the card-table—another severe loss—another visit to the Jew next day!

"For the three months during which my leave of absence lasted, I pursued the desperate career of a gamester, contriving, however, so well, that my father had not a single suspicion of the fatal truth. I was now in a fearful plight,—owing nearly six thousand pounds to the Jew, and compelled to devote nearly every pound I received from my father on leaving to join my regiment, to the payment of the interest. I remained for about ten months at Chatham, and still continued to play nightly. I was, however, unsuccessful, and quite unable to keep up the settlement of the quarterly amounts of interest with the rapacious Jew. What aggravated the mental anguish which I endured, was that my father corresponded with Mrs. Vandeleur from time to time, and gave her the most favourable accounts of me. Of this he informed me in his letters, and when I occasionally repaired to town to pass a few days with him.

"At length—just when the Jew was becoming most pressing for money, and my difficulties were closing in around me with fearful rapidity—I one day received a summons to return home. On my arrival I found my father in high glee; and, after tantalising me a little, he produced a letter which he had received from Mrs. Vandeleur. That excellent lady, moved by my father's representations—touched by the drooping condition of her daughter—and also, perhaps, anxious to relieve Julia from the persecutions 'of a certain Colonel,' as she said in her letter, 'who annoyed her with his addresses,' had consented to our union. I was overwhelmed with joy: all my cares were forgotten—my difficulties seemed to disappear. My father had not been inactive since the receipt of that letter. He had obtained six months' leave of absence for me, and had hired and furnished a house in Russell Square for the reception of myself and Julia. Even the time and place for the celebration of the marriage had been arranged between him and Mrs. Vandeleur. The ceremony was to take place at Portsmouth on the ensuing Monday; and I was to accompany my father thither two days previously.

"Much as I longed to embrace my dear Julia, I was not sorry to be allowed a few hours' delay in London; for I felt how necessary it was to pacify the Jew. I accordingly called upon him, acquainted him with my approaching marriage, and stated that as it was my father's intention to transfer to my name a considerable sum in the public funds, the monies owing should be paid with all arrears the moment that transfer took place. Goldshig seemed quite satisfied; and I took leave of him with a light heart. But as I was issuing from his dwelling, I ran against Colonel Beaumont—my mortal enemy—who was about to enter the house. He started and was evidently much surprised: I was both surprised and annoyed. Convinced, however, that this meeting was a mere coincidence, and that his presence there had no connexion with my affairs, I was about to pass on with silent contempt, when he laid his hand on my arm—as he had done at the barrack-gate at Portsmouth thirteen months previously—and said, 'You think you will yet possess Julia: you are mistaken! She has repulsed me—but you know that I can avenge an insult!'—I thrust him rudely away from me, smiled contemptuously, and passed on.