I made the obvious and rather foolish answer that there were plenty of people who would be willing to relieve him from this anxiety, to which he retorted:

"You know nothing about it. I am not speaking of myself. But a man in my position has his duties as trustee for others to consider. Whether I get three per cent or four per cent for my money may not much matter, though I prefer five, but to many of those for whom I act it does matter, and to them I am under an obligation I must fulfil. No man who is not or has not been in business can have any notion of the ramifications and complications of business. But it's worth your while to consider that."

It was the longest speech I had ever heard him make, and the didactic touch at the end was equally new. It was not his way to lecture people. He held strong, considered opinions on many subjects, but thought it no part of his duty to impress them on the world, though his sure judgment was at the service of his friends. His fame and wealth and position had come to him from what he had done, not by sermonizing or rhetoric. Men trusted him. There was perhaps no man more generally trusted. It is nothing to say he never betrayed a trust. He discharged it to the utmost measure of his ability. The money which others had put into his hands had to earn as much as money could earn. Three per cent on deposits would seem to an Englishman affluence, but Mr. Mills appeared to think he was unfair to his clients to be content, even temporarily, with three when it could be invested to earn more.

At the camp he talked more freely than elsewhere. The air was tonic; the life suited him. In the Adirondacks you do get back into closer relations with Nature and on more intimate terms with the great natural forces about you. This is true in spite of the luxurious simplicity of the camps. But Mr. Mills was always happy where his daughter was. I may not dwell on such a matter but her devotion to him was the light of his life. He came to London to be with her. She returned to America to be with him. If his duties and responsibilities had permitted, his visits here would have been longer and more frequent.

Once while I was sitting with him in his office in Broad Street his lawyer came in with a contract for him to sign. Mr. Mills hardly glanced at it, took up his pen to sign, stopped, and said to the lawyer:

"I suppose it is all right?"

"Oh, yes, Mr. Mills. I think you will find your interests protected in every way."

"That is not what I mean. I want to know whether you have drawn this agreement so as to leave Mr. A a profit large enough to ensure his doing his best. He must have his fair share."

A business view, perhaps, and for aught I know common in the business world, but I had never happened to hear it put quite like that, nor have I since.

With that may be compared another saying. A little company, all men of business but me, were discussing business methods. One or two of them stated rather crudely what are sometimes called the methods of Wall Street. "There is no sentiment in business," said one. "A man who thinks of others' interests will soon have none of his own to consider," remarked a second. And a third, whose career was strewn with wrecks, declared: "Of course you have to crush those who stand in your way." Said Mr. Mills: