“I see,” said the big-waisted man, glaring at him.

“So do I,” responded the pearl’s owner. A smile went round, and the company sat looking into the fire. Outside the wind growled and scolded, shook and slapped the house, and thrashed it with the rain. A man sitting against the chimney said:

“If this storm keeps on six hours longer I reduce my estimate of the cotton-crop sixty-five thousand bales.” But no one responded; and as the importance died out of his face he dropped his gaze into the fire with a pretence of deep meditation. Presently another, a good-looking young fellow, said:

“Well, gents, I never cared much for jewelry. But I like a nice scarf-pin; it’s nobby. And I like a handsome seal-ring.” He drew one from a rather chubby finger, and passed it to his next neighbor, following it with his eyes, and adding: “That’s said to be a real intaglio. But—now, one thing I don’t like, that’s to see a lady wear a quantity of diamond rings outside of her glove, and heavy gold chains, and”—He was interrupted. A long man, with legs stiffened out to the fire, lifted a cigar between two fingers, sent a soft jet of smoke into the air, and began monotonously:

“‘Chains on a Southern woman? Chains?’

I know the lady that wrote that piece.” He suddenly gathered himself up for some large effort. “I can’t recite it as she used to, but”—And to the joy of all he was interrupted.

“Gentlemen,” said one, throwing a cigarette stump into the fire, “that brings up the subject of the war. By the by, do you know what that war cost the Government of the United States?” He glanced from one to another until his eye reached the wearer of the pearl, who had faced about, and stood now, with the jewel glistening in the firelight, and who promptly said:

“Yes; how much?”

“Well,” said the first questioner with sudden caution, “I may be mistaken, but I’ve heard that it cost six—I think they say six—billion dollars. Didn’t it?”

“It did,” replied the other, with a smile of friendly commendation; “it cost six billion, one hundred and eighty-nine million, nine hundred and twenty-nine thousand, nine hundred and eight dollars. The largest item is interest; one billion, seven hundred and one million, two hundred and fifty-six thousand, one hundred and ninety-eight dollars, forty-two cents. The next largest, the pay of troops; the next, clothing the army. If there’s any item of the war’s expenses you would like to know, ask me. Capturing president Confederate States—ninety-seven thousand and thirty-one dollars, three cents.” The speaker’s manner grew almost gay. The other smiled defensively, and responded: