Sophy, who had been watching in some awe her aunt’s languid consumption of tea and toast, said, “Dear ma’am, I would infinitely prefer that you should not put yourself out for me.”

“I am quite determined to give a party for you,” replied Lady Ombersley firmly. “I promised your father that I would do so. Besides, I am very fond of entertaining. I assure you, we are not in general so quiet as you find us at present. When I brought dear Maria out, we gave a ball, two rout-parties, a Venetian breakfast, and a masquerade! But then,” she added, with a sigh, “poor Cousin Mathilda was still alive, and she sent out all the invitation cards, and arranged everything with Gunter’s. I miss her sadly. She was carried off by an inflammation of the lung, you know.”

“No, but if that is all that troubles you, ma’am, pray do not give it another thought!” said Sophy. “Cecy and I will arrange everything, and you shall have nothing to do but choose what dress you will wear, and receive your guests.”

Lady Ombersley blinked at her. “But, my love, you could not!”

“Indeed I could!” asserted Sophy, smiling warmly at her. “Why, I have managed all Sir Horace’s parties since I was seventeen years old! And that puts me in mind of something I must do at once! Where shall I find Hoare’s Bank, Aunt Lizzie!”

“Find Hoare’s Bank?” echoed Lady Ombersley blankly.

“What in the world can you want to know that for?” asked Cecilia.

Sophy looked a little surprised. “Why, to present Sir Horace’s letter of authorization, to be sure!” she answered. “I must do so at once, or I may find myself quite at a loss.” She perceived that her aunt and cousin were looking, if anything, rather more bewildered than ever, and lifted her brows. “But what have I said?” she asked, between amusement and dismay. “Hoare’s, you know! Sir Horace banks with them!”

“Yes, my dear, I daresay he may, but you do not have an account with a bank!” expostulated Lady Ombersley.

“No, alas! It is such a bore! However, we settled it that I should draw upon Sir Horace’s funds for my needs. And for the expenses of the household, of course, but at this present we have no house,” said Sophy, lavishly spreading butter on her fourth slice of bread.