"What was the Englishman's name?"

"J. Horace Medford. Front name may or may not have been James. I doubt if his name could be found on any deeds, even in the south, where there was no fire. He doesn't seem to have bought any property or transacted any business. Just lived on a good-sized income. Of course, all the hotel registers here were burnt, but I wired to Santa Barbara and Monterey and got what I have given you.

"He had a yacht, and he took the woman with him everywhere. There was always a flutter when they appeared at the theater. Of course she went by his name, but as he never presented a letter all the time he was here and it was quite obvious he could have brought all he wanted, and as men are always 'on' anyhow, there was but one conclusion."

"Where did he bank? They might have his full name."

"Bank of California, but his remittances were sent to order of J. Horace
Medford, and, of course, he signed his cheques the same way."

"That sounds the most likely of the lot—and the most hopeful."

"Well, haven't handed you the fifth yet, and to my mind she's the most likely of all. Ever hear of James Lawton's trouble with his wife?"

"Trouble? I thought she died."

"She—did—not. She went East suddenly about fifteen years ago, and soon after a notice of her death appeared in the San Francisco papers. But there was a tale of woe (for old Lawton) that I doubt if most of her own crowd had even a suspicion of."

"Good heavens!" Ruyler recalled the apparent intimacy of his mother-in-law and the senior member of the respectable firm of Lawton and Cross. If "Madame Delano" were the former Mrs. Lawton, how many things would be explained.