M. Mornay’s voice became precise. “I will explain. He has never created; he has only developed what has been created. He inherited much of what he has or has had. His designs were always affected by the fact that he had never built from the very bottom. When he goes to pieces—”

“Monsieur—to pieces!” exclaimed the Clerk of the Court painfully.

“Well, put it another way. If he is broken financially, he will never come up again. Not because of his age—I lost a second fortune at fifty, and have a third ready to lose at sixty—but because the primary initiative won’t be in him. He’ll say he has lost, and that there’s an end to it all. His philosophy will come into play—just at the last. It will help him in one way and harm him in another.”

“Ah, then you know about his philosophy, monsieur?” queried M. Fille. Was Jean Jacques’ philosophy, after all, to be a real concrete asset of his life sooner or later?

The Big Financier smiled, and turned some coins over in his pocket rather loudly. Presently he said: “The first time I ever saw him he treated me to a page of Descartes. It cost him one per cent. I always charge a man for talking sentiment to me in business hours. I had to listen to him, and he had to pay me for listening. I’ve no doubt his general yearly expenditure has been increased for the same reason—eh, Maitre Fille? He has done it with others—yes?” M. Fille waved a hand in deprecation, and his voice had a little acidity as he replied: “Ah, monsieur, what can we poor provincials do—any of us—in dealing with men like you, philosophy or no philosophy? You get us between the upper and the nether mill stones. You are cosmopolitan; M. Jean Jacques Barbille is a provincial; and you, because he has soul enough to forget business for a moment and to speak of things that matter more than money and business, you grind him into powder.”

M. Mornay shook his head and lighted his cigar again. “There you are wrong, Maitre Fille. It is bad policy to grind to powder, or grind at all, men out of whom you are making money. It is better to keep them from between the upper and nether mill-stones.

“I have done so with your Barbille. I could give him such trouble as would bring things crashing down upon him at once, if I wanted to be merely vicious in getting my own; but that would make it impossible for me to meet at dinner my friend Judge Carcasson. So, as long as I can, I will not press him. But I tell you that the margin of safety on which he is moving now is too narrow—scarce a foot-hold. He has too much under construction in the business of his life, and if one stone slips out, down may come the whole pile. He has stopped building the cheese-factory—that represents sheer loss. The ash-factory is to close next week, the saw-mill is only paying its way, and the flour-mill and the farms, which have to sustain the call of his many interests, can’t stand the drain. Also, he has several people heavily indebted to him, and if they go down—well, it depends on the soundness of the security he holds. If they listened to him talk philosophy, encouraged him to do it, and told him they liked it, when the bargain was being made, the chances are the security is inadequate.”

The Clerk of the Court bridled up. “Monsieur, you are very hard on a man who for twenty-five years has been a figure and a power in this part of the province. You sneer at one who has been a benefactor to the place where he lives; who has given with the right hand and the left; whose enterprise has been a source of profit to many; and who has got a savage reward for the acts of a blameless and generous life. You know his troubles, monsieur, and we who have seen him bear them with fortitude and Christian philosophy, we resent—”

“You need resent nothing, Maitre Fille,” interrupted the Big Financier, not unkindly. “What I have said has been said to his friend and the friend of my own great friend, Judge Carcasson; and I am only anxious that he should be warned by someone whose opinions count with him; whom he can trust—”

“But, monsieur, alas!” broke in the Clerk of the Court, “that is the trouble; he does not select those he can trust. He is too confiding. He believes those who flatter him, who impose on his good heart. It has always been so.”