This means that a Girl Scout is a girl who is wise enough to know the value of things and to put them to the best use. The most valuable thing we have in this life is time, and girls are apt to be stupid about getting the most out of it. A Girl Scout may be known by the fact that she is either working, playing or resting. All are necessary and one is just as important as the other.

Health is probably a woman's greatest capital, and a Girl Scout looks after it and saves it, and doesn't waste it by poor diet and lack of exercise and fresh air, so that she goes bankrupt before she is thirty.

Money is a very useful thing to have, and the Girl Scout decides how much she can afford to save and does it, so as to have it in an emergency. A girl who saves more than she spends may be niggardly; a girl who spends more than she saves may go in debt. A Girl Scout saves, as she spends, on some system.

Did you ever stop to think that no matter how much money a man may earn, the women of the family generally have the spending of most of it? And if they have not learned to manage their own money sensibly, how can they expect to manage other people's? If every Girl Scout in America realized that she might make all the difference, some day, between a bankrupt family and a family with a comfortable margin laid aside for a rainy day, she would give a great deal of attention to this Scout law.

In every great war all nations have been accustomed to pay the costs of the war from loans; that is, money raised by the savings of the people. Vast sums were raised in our own country during the great war by such small units as Thrift Stamps. If the Girl Scouts could save such wonderful sums as we know they did in war, why can they not keep this up in peace? For one is as much to their Country's credit as the other.

SALUTING THE FLAG IN A GIRL SCOUT CAMP

X. A Girl Scout Is Clean in Thought, Word and Deed

This means that just as she stands for a clean, healthy community and a clean, healthy home, so every Girl Scout knows the deep and vital need for clean and healthy bodies in the mothers of the next generation. This not only means keeping her skin fresh and sweet and her system free from every impurity, but it goes far deeper than this, and requires every Girl Scout to respect her body and mind so much that she forces everyone else to respect them and keep them free from the slightest familiarity or doubtful stain.