"Mr. Merriman," said the latter, "told us to expect you half an hour ago in a motor-boat. Did you have a breakdown?"

"No," said Brett, and he added mentally, "but I'm liable to."

They descended a companionway; the officer opened a sliding door of some rich wood, and Brett stepped into the highly lighted main saloon of the Sappho.

In one corner of the room, with his back turned, the famous Mr. Merriman sat at an upright piano, lugubriously drumming. Brett had often heard of the great man's secret vice, and now the sight of him hard at it made him, in spite of the very real trepidation under which he was laboring, feel good-natured all over—the Colossus of finance was so earnest at his music, so painstaking and interested in placing his thick, clumsy fingers, and so frankly delighted with the effect of his performance upon his own ear. It seemed to Brett homely and pleasant, the thought that one of the most important people of eighty millions should find his pleasure in an art for which he had neither gift nor training.

Mr. Merriman finished his piece with a badly fumbled chord, and turned from the piano with something like the show of reluctance with which a man turns from a girl who has refused him. That Mr. Merriman did not start or change expression on seeing a stranger in the very heart of his privacy was also in keeping with his reputed character. It was also like him to look steadily at the young man for quite a long while before speaking. But finally to be addressed in courteous and pleasant tones was not what Brett expected. For this he had his own good looks to thank, as Mr. Merriman hated, with the exception of his own music, everything that was ugly.

"Good-evening, sir," said Mr. Merriman. "But I can't for the life of me think what you are doing on my yacht. I was expecting a man, but not you."

"You couldn't guess," said Brett, "why I have been so impertinent as to call upon you without an invitation."

"Then," said Mr. Merriman, "perhaps you had better tell me. I think I have seen you before."

"My name is Brett," said Brett. "You may have seen me trying to play tennis at Newport. I have often seen you there, looking on."

"You didn't come to accuse me of being a looker-on?" Mr. Merriman asked.