"I suppose, Mr. Brett," the banker smiled, even more engagingly, "that you mean you would like me to come to the personal rescue of all those persons who have recently shown bad judgment in the conduct of their affairs. But let me tell you that I have precisely your own objections to seeing people go to smash. But they will do it. They don't even come to me for advice."

"You wouldn't give it to them if they did," said Brett.

"No," said Mr. Merriman, "I couldn't. But I should like to, and a piece of my mind to boot. Now, sir, you have suggested something for me to do. Will you go further and tell me how I am to do it?"

"Why," said Brett, diffidently but unabashed, "you could start in early to-morrow morning, couldn't you, and bull the market?"

"Mr. Brett," said Mr. Merriman forcefully, "I have for the last month been straining my resources to hold the market. But it is too heavy, sir, for one pair of shoulders."

A look of doubt must have crossed Brett's face, for the banker smote his right fist into the palm of his left hand with considerable violence, and rose to his feet, almost menacingly.

"Have the courtesy not to doubt my statements, young sir," he said sharply. "I have made light of your intrusion; see that you do not make light of the courtesy and consideration thus shown you."

"Of course, I believe you," said Brett, and he did.

"You are one of those," said Mr. Merriman, "who listen to what the run of people say, and make capital of it."

"Of course, I can't help hearing what people say," said Brett.