And Will and Florian, it must be candidly allowed, fell in with a good grace with her philanthropic projects. Though, to be sure, when once the carriage got under way, they seemed much more desirous of amusing the pretty American herself, than of seconding her schemes for drawing out the latent conversational powers of the giggling inarticulates, who contented themselves chiefly with leaning back in their seats, and listening open-mouthed to Florian’s flamboyant disquisitions. That, however, is a detail. Will attempted at first to pay his share of the carriage; but such interference with her plans Mrs Palmer most manfully and successfully resisted. She wanted to give the girls a little outing, she said; Will might come or he might stop; but she wasn’t going to let any other person pay for her well-meant attention to her poor little protégées. To that point she stuck hard, through thick and thin. They must come as her guests if they came as anything.

From this, and sundry other events that came under his knowledge by occulter channels, Florian grew strengthened in his idea that the late Mr Palmer, whoever he might have been, had at least “cut up well,” and, what was more to the point, had cut up entirely in his widow’s favour. Now this was business; for Florian, incurious as he was by nature where mere gossip was concerned, liked to know what was what in the matrimonial market. As he was wont to put it sweetly to his friends at the Savile, he wasn’t going to throw himself away on a woman for nothing. He had an income of his own, just sufficient to supply him with the bare necessaries of life⁠—⁠such as stalls at the opera and hansoms ad libitum; and, this being so, he had no intention of giving up that singular franchise which young men call “their liberty,” except in return for valuable consideration. But if good things were going, he liked at least to know of them; some day, perhaps, if some lady bribed him high enough, he might possibly consent to retire by her side into the Philistine gloom of wedded respectability.

So he pushed his inquiries hard into the Vision’s antecedents, wholly without effect, during the first few days of their stay at Innsbruck.

A few nights later, however, as they sat in the salon after a long day’s tramp to the summit of the Patscher Kopf, Florian found himself cast casually into conversation with an American old maid, belonging to the most virulent type and class of old maidhood⁠—⁠“of the cat-kind, catty,” he said afterwards to Will Deverill; one of those remarkable persons who have pervaded cosmopolitan hotels for years together, and are on intimate terms with the domestic skeletons in every cupboard. Miss Beard, as she was called, favoured Florian at full length with the histories and antecedents of the giggling inarticulates, their papas and mammas, and all their forebears; informing him with much gusto how one of them had paid ninepence in the pound to his creditors, and another had been cashiered from the navy for embezzlement. Then she proceeded in the same strain to demolish the unprepossessing gentleman of nonconformist exterior, who had been guilty, it seemed, of the social crime of retail business. Miss Beard was inclined, indeed, to believe he was nothing more than a retired chemist; but she wasn’t even sure⁠—⁠with hushed and bated breath⁠—⁠that it mightn’t be as bad as grocery and provisions. All these, and many other unimportant details, Florian’s soul endured, possessing itself in patience for many minutes together, in the fervent hope that at last this living encyclopædia of genealogical knowledge would come round to the character of the Vision of Beauty.

“And Mrs Palmer, who sits opposite me,” he adventured gently after awhile, when Miss Beard reached a pause in her caustic comments; “she seems a nice little thing in her way, though, of course, a mere butterfly. She comes from New York. I suppose you know her?”

Miss Beard drew herself up with that offended dignity which only an American woman of the “very best class” can exhibit in perfection when you suspect her of an acquaintance with a person moving in a social grade less exalted than the sphere she herself revolves in. “I don’t know her,” she said, markedly, “but I know, of course, who she is. She’s the widow of Palmer⁠—⁠the well-known Palmer⁠—⁠the notorious Palmer, who⁠—⁠but there!⁠—⁠you’ve been in the States; you must know all about him.”

“Not Palmer the murderer!” Florian exclaimed in surprise. “She’s too young for that, surely.”

“No; not Palmer the murderer,” Miss Beard responded in a very shrill voice with considerable acerbity. “He was at least a gentleman. I can’t say as much for this lady’s husband. She’s the widow of Palmer, the dry-goodsman in Broadway.”

“Oh, indeed,” Florian cried, deeply interested in this discovery⁠—⁠for it meant much money. “I remember the place well⁠—⁠a palatial building in the Renaissance style at the corner of a street near the junction with Fifth Avenue. These princes of commerce in your Western world represent in our midst to-day the great signiors of the Adriatic who held the gorgeous East in fee, and whose Gothic façades, rich in arch and tracery, still line the long curve of the Grand Canal for us. They are the satraps of finance. The world in our times is ruled once more⁠—⁠as in Venice of old, in the heyday of its splendour⁠—⁠by the signet-ring of the merchant. Palmer was one of these⁠—⁠a paladin of silken bales, a Doge Dandolo of Manhattan, a potentate in the crowded marts of the Samarcand of the Occident.”

“I don’t know what you mean,” Miss Beard retorted in an acrid tone, eyeing him sternly through her pince-nez, “but I say he was a dry-goodsman.”