'You accept my offer, then, Jim?' she cried, her beautiful eyes at the same time filling with tears.

'I cannot,' I answered. 'Deeply as I am touched by it, I cannot. It would not be right.'

'Oh, Jim, I never thought you would refuse. You will break my heart if you do. I have been thinking this out ever since you returned from Bourke, and always hoping that I should be able to persuade you to accept it. And now you refuse!'

She gave a deep sigh, and the big tears trembled in her eyes as if preparatory to flowing down her cheeks.

'Don't you see my position, Sheilah?' I said. 'Can't you understand that if I took your money, and invested in this enterprise, and it did not turn out a success, I might never have the means of repaying you. No! At any cost I feel that I ought not to take it.'

'Jim, you are giving me the greatest disappointment I have ever had in my life. Really you are.'

'Do you mean it?'

'I do.'

'Will it really make you happy if I accept?'

'Perfectly happy.'