But the regret at the loss of the eighteen francs pained her as if she had been wounded. She tried not to think of it any more, and yet every moment the recollection of the loss struck her painfully. What was she to do, however? Time went on, and she could not decide; but suddenly, like all cowards, on making a resolve, she became determined.

“I will go, and we will see what will happen.”

But first of all she was obliged to prepare the umbrella so that the disaster might be complete, and the reason of it quite evident. She took a match from the mantelpiece, and between the ribs she burned a hole as big as the palm of her hand; then she delicately rolled it up, fastened it with the elastic band, put on her bonnet and shawl, and went quickly toward the Rue de Rivoli, where the assurance office was.

But the nearer she got, the slower she walked. What was she going to say, and what reply would she get?

She looked at the numbers of the houses; there were still twenty-eight. That was all right, so she had time to consider, and she walked slower and slower. Suddenly she saw a door on which was a large brass plate with “La Maternelle Fire Assurance Office” engraved on it. Already! She waited a moment, for she felt nervous and almost ashamed; then she walked past, came back, walked past again, and came back again.

At last she said to herself:

“I must go in, however, so I may as well do it sooner as later.”

She could not help noticing, however, how her heart beat as she entered. She went into an enormous room with grated doors all round it, and above them little openings at which a man's head appeared, and as a gentleman carrying a number of papers passed her, she stopped him and said timidly: “I beg your pardon, monsieur, but can you tell me where I must apply for payment for anything that has been accidentally burned?”

He replied in a sonorous voice:

“The first door on the left; that is the department you want.”