Then I heard a sharp and rather squeaky voice.

"Hallo, Whelk!" it said.

Bernard leant over the rail; he was nearly done, but he found voice to answer that hail.

"That you, Reptile?" he muttered, "you are more like a stuffed frog than ever!"

Such are the greetings and amenities of the Navy. But the last thing I remember hearing that afternoon came from the lieutenant in charge of the pinnace.

"I say, excuse me for mentioning it, but 'well done,' you fellows!"


CHAPTER XII

THE LAST CHAPTER—IN TWO PARTS

Part I.—Doris and Marjorie have a Late Visitor