On November 20 Holmes and Mrs. Pitezel were transferred from Boston to Philadelphia, and there, along with Benjamin Pitezel and Jephtha D. Howe, were charged with defrauding the Fidelity Life Association of 10,000 dollars. Soon after his arrival in Philadelphia Holmes, who was never averse to talking, was asked by an inspector of the insurance company who it was that had helped him to double up the body sent from New York and pack it into the trunk. He replied that he had done it alone, having learned the trick when studying medicine in Michigan. The inspector recollected that the body when removed from Callowhill Street had been straight and rigid. He asked Holmes what trick he had learnt in the course of his medical studies by which it was possible to re-stiffen a body once the rigor mortis had been broken. To this Holmes made no reply. But he realised his mistake, and a few weeks later volunteered a second statement. He now said that Pitezel, in a fit of depression, aggravated by his drinking habits, had committed suicide on the third story of the house in Callowhill Street. There Holmes had found his body, carried it down on to the floor below, and arranged it in the manner agreed upon for deceiving the insurance company. Pitezel, he said, had taken his life by lying on the floor and allowing chloroform to run slowly into his mouth through a rubber tube placed on a chair. The three children, Holmes now stated, had gone to England with a friend of his, Miss Minnie Williams.
Miss Minnie Williams was the lady, from whom Holmes was said to have acquired the property in Texas which he and Pitezel had set about developing. There was quite a tragedy, according to Holmes, connected with the life of Miss Williams. She had come to Holmes in 1893, as secretary, at a drug store which he was then keeping in Chicago. Their relations had become more intimate, and later in the year Miss Williams wrote to her sister, Nannie, saying that she was going to be married, and inviting her to the wedding. Nannie arrived, but unfortunately a violent quarrel broke out between the two sisters, and Holmes came home to find that Minnie in her rage had killed her sister. He had helped her out of the trouble by dropping Nannie's body into the Chicago lake. After such a distressing occurrence Miss Williams was only too glad of the opportunity of leaving America with the Pitezel children. In the meantime Holmes, under the name of Bond, and Pitezel, under that of Lyman, had proceeded to deal with Miss Williams' property in Texas.
For women Holmes would always appear to have possessed some power of attraction, a power of which he availed himself generously. Holmes, whose real name was Herman W. Mudgett, was thirty-four years of age at the time of his arrest. As a boy he had spent his life farming in Vermont, after which he had taken up medicine and acquired some kind of medical degree. In the course of his training Holmes and a fellow student, finding a body that bore a striking resemblance to the latter; obtained 1,000 dollars from an insurance company by a fraud similar to that in which Holmes had engaged subsequently with Pitezel. After spending some time on the staff of a lunatic asylum in Pennsylvania, Holmes set up as a druggist in Chicago. His affairs in this city prospered, and he was enabled to erect, at the corner of Wallace and Sixty-Third Streets, the four-storied building known later as "Holmes Castle." It was a singular structure. The lower part consisted of a shop and offices. Holmes occupied the second floor, and had a laboratory on the third. In his office was a vault, air proof and sound proof. In the bathroom a trap-door, covered by a rug, opened on to a secret staircase leading down to the cellar, and a similar staircase connected the cellar with the laboratory. In the cellar was a large grate. To this building Miss Minnie Williams had invited her sister to come for her wedding with Holmes, and it was in this building, according to Holmes, that the tragedy of Nannie's untimely death occurred.
In hoping to become Holmes' wife, Miss Minnie Williams was not to enjoy an exclusive privilege. At the time of his arrest Holmes had three wives, each ignorant of the others' existence. He had married the first in 1878, under the name of Mudgett, and was visiting her at Burlington, Vermont, when the Pinkerton detectives first got on his track. The second he had married at Chicago, under the name of Howard, and the third at Denver as recently as January, 1894, under the name of Holmes. The third Mrs. Holmes had been with him when he came to Philadelphia to identify Pitezel's body. The appearance of Holmes was commonplace, but he was a man of plausible and ingratiating address, apparent candour, and able in case of necessity to "let loose," as he phrased it, "the fount of emotion."
The year 1895 opened to find the much enduring Holmes still a prisoner in Philadelphia. The authorities seemed in no haste to indict him for fraud; their interest was concentrated rather in endeavouring to find the whereabouts of Miss Williams and her children, and of one Edward Hatch, whom Holmes had described as helping him in arranging for their departure. The "great humiliation" of being a prisoner was very distressing to Holmes.
"I only know the sky has lost its blue,
The days are weary and the night is drear."
These struck him as two beautiful lines very appropriate to his situation. He made a New Year's resolve to give up meat during his close confinement. The visits of his third wife brought him some comfort. He was "agreeably surprised" to find that, as an unconvicted prisoner, he could order in his own meals and receive newspapers and periodicals. But he was hurt at an unfriendly suggestion on the part of the authorities that Pitezel had not died by his own hand, and that Edward Hatch was but a figment of his rich imagination. He would like to have been released on bail, but in the same unfriendly spirit was informed that, if he were, he would be detained on a charge of murder. And so the months dragged on. Holmes, studious, patient, injured, the authorities puzzled, suspicions, baffled—still no news of Miss Williams or the three children. It was not until June 3 that Holmes was put on his trial for fraud, and the following day pleaded guilty. Sentence was postponed.
The same day Holmes was sent for to the office of the District Attorney, who thus addressed him: "It is strongly suspected, Holmes, that you have not only murdered Pitezel, but that you have killed the children. The best way to remove this suspicion is to produce the children at once. Now, where are they?" Unfriendly as was this approach, Holmes met it calmly, reiterated his previous statement that the children had gone with Miss Williams to England, and gave her address in London, 80 Veder or Vadar Street, where, he said, Miss Williams had opened a massage establishment. He offered to draw up and insert a cipher advertisement in the New York Herald, by means of which, he said, Miss Williams and he had agreed to communicate, and almost tearfully he added, "Why should I kill innocent children?"
Asked to give the name of any person who had seen Miss Williams and the children in the course of their journeyings in America, he resented the disbelief implied in such a question, and strong was his manly indignation when one of the gentlemen present expressed his opinion that the story was a lie from beginning to end. This rude estimate of Holmes' veracity was, however, in some degree confirmed when a cipher advertisement published in the New York Herald according to Holmes' directions, produced no reply from Miss Williams, and inquiry showed that no such street as Veder or Vadar Street was to be found in London.
In spite of these disappointments, Holmes' quiet confidence in his own good faith continued unshaken. When the hapless Mrs. Pitezel was released, he wrote her a long letter. "Knowing me as you do," he said, "can you imagine me killing little and innocent children, especially without any motive?" But even Mrs. Pitezel was not wholly reassured. She recollected how Holmes had taken her just before his arrest to a house he had rented at Burlington, Vermont, how he had written asking her to carry a package of nitro-glycerine from the bottom to the top of the house, and how one day she had found him busily removing the boards in the cellar.