His mouth was hard, and there were lines in his face which has no place in the face of a man of twenty-eight who had lived his life well; but these were in great part redeemed by an abundance of unfailing good humour, which hid, mask-like, the hard-fisted quality of the man underneath.

Harcourt wasted no time, and no sooner was the dinner fairly begun than he plunged headlong into the subject under discussion.

"Hammer, I have a little surprise for you myself, perhaps. I told you this morning that I had changed my plans pending your acceptance of my offer to you, so there is no use in beating about the bush.

"Until a month ago I had considered myself fairly well fixed for life; then came that flurry in Wall Street which wrecked two of your big institutions.

"I woke up one morning to find myself almost a beggar, as all my funds were invested in American securities and they had slipped down and out with a crash. My word, it was a blow! I had a few hundreds left; no more."

Hammer displayed none of the surprise he felt at this astounding revelation, but merely nodded; and after a moment, the other continued:

"Practically all that I saved out of the crash was my yacht, the Daphne. All my family have been sailors, don't you know, and if I hadn't been, sent down from the 'Mill'—Woolwich—years ago, I'd have been in the navy to-day. In fact, one of my proudest possessions is a Board of Trade certificate as Master.

"Well, I'd about made up my mind to sell the craft and try my luck in your bally country, when along comes an offer to charter the yacht. That gave me the idea. I say, Hammer, why couldn't I take this party out to East Africa, where they wish to go, then—er—browse around the ocean, acting as my own captain? Couldn't a chap make a decent living at that, eh?"

"Ought to," chuckled Hammer, making no secret of his interest by this time. "If you're willing to take a bit of risk once in a while, I fancy you could pick up some easy coin, and have a good time as well. But why should this party want to charter a yacht to reach East Africa with?"

"Oh, it's that big Dresden archaeological chap, Dr. Sigurd Krausz—he's sending out an expedition to dig up some beastly thing or other, and wants the Daphne for his own use, the field force going separately. I've not the slightest idea what he's after, but he's willing to pay well, and seems to be doing the thing on his own hook instead of working for any museum.